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Homestead Bank

✓ FDIC-insured · Active FDIC Certificate #11482

Homestead Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Cozad, Nebraska, established in 1905. As of the 06/30/2026 FDIC call report, it reported $537M in total assets and $414M in deposits. FDIC location data lists 11 offices in Nebraska. The FDIC classifies it as a community bank. It is owned by the holding company C S B CO (Cozad, NE).

Total assets
$537M
Total deposits
$414M
Offices
11
Return on assets
1.65%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 11 of Homestead Bank's FDIC-listed offices are in Nebraska. Browse banks in Cozad for other local options.

Branch locations

Homestead Bank
Chadron Branch · Full Service - Brick And Mortar
202 Main St
Chadron, NE 69337
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Homestead Bank
Howells Branch · Full Service - Brick And Mortar
141 S 3rd St
Howells, NE 68641
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Homestead Bank
Drive-Thru Schuyler · Limited Service - Drive Thru/Detached Facility
715 W 16th St
Schuyler, NE 68661
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Homestead Bank
Lexington Branch · Full Service - Brick And Mortar
202 E 7th St
Lexington, NE 68850
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Homestead Bank
Albion Branch · Full Service - Brick And Mortar
407 W State St
Albion, NE 68620
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Homestead Bank
Ainsworth Branch · Full Service - Brick And Mortar
317 N Main St
Ainsworth, NE 69210
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Homestead Bank
St Paul Branch · Full Service - Brick And Mortar
619 Grand St
St. Paul, NE 68873
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Homestead Bank
Schuyler Branch · Full Service - Brick And Mortar
1123 B St
Schuyler, NE 68661
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Homestead Bank
Wolbach Branch · Full Service - Brick And Mortar
309 Center Ave
Wolbach, NE 68882
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Homestead Bank
Homestead Bank · Full Service - Brick And Mortar
915 Meridian Ave
Cozad, NE 69130
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Homestead Bank
First State Bank Branch · Full Service - Brick And Mortar
102 E Broadway St
Randolph, NE 68771
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Holding company: C S B CO

The FDIC lists C S B CO, based in Cozad, NE, as the top holding company for Homestead Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Nebraska

Active FDIC-insured banks headquartered in Nebraska with total assets closest to Homestead Bank's $537M. See all banks in Nebraska.

BankHQ cityAssetsOffices
Horizon BankWaverly$574M5
Enterprise BankOmaha$574M4
RVR BankFremont$570M6
Home Federal Savings and Loan Association of Grand IslandGrand Island$563M8
Five Points Bank of HastingsHastings$552M2
Nebraska BankDodge$552M10
CHARTER WEST BANKWest Point$548M8
Equitable BankGrand Island$524M6

Homestead Bank: common questions

Is Homestead Bank FDIC-insured?

Yes. Homestead Bank is an active FDIC-insured institution, FDIC Certificate #11482. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Homestead Bank headquartered?

Homestead Bank is headquartered at 915 Meridian Ave, Cozad, NE 69130, according to FDIC records.

How many branches does Homestead Bank have?

FDIC location data lists 11 offices for Homestead Bank, all in Nebraska.

Who owns Homestead Bank?

The FDIC lists C S B CO of Cozad, NE as the top holding company for Homestead Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.