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Horizon Financial Bank
✓ FDIC-insured · Active FDIC Certificate #15598
Horizon Financial Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Munich, North Dakota, established in 1905. As of the 06/30/2026 FDIC call report, it reported $201M in total assets and $179M in deposits. FDIC location data lists 5 offices in North Dakota. The FDIC classifies it as a community bank. It is owned by the holding company MUNICH BANCSHARES INC (Munich, ND).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of Horizon Financial Bank's FDIC-listed offices are in North Dakota. Browse banks in Munich for other local options.
Branch locations
| Horizon Financial Bank Osnabrock Branch · Full Service - Brick And Mortar | 329 Broadway Osnabrock, ND 58269 Map ↗ |
| Horizon Financial Bank Devils Lake Branch · Full Service - Brick And Mortar | 205 Highway 2 W Devils Lake, ND 58301 Map ↗ |
| Horizon Financial Bank Bismark Branch · Full Service - Brick And Mortar | 1207 W Divide Ave Bismarck, ND 58501 Map ↗ |
| Horizon Financial Bank Langdon Branch · Full Service - Brick And Mortar | 102 9th Ave E Langdon, ND 58249 Map ↗ |
| Horizon Financial Bank Horizon Financial Bank · Full Service - Brick And Mortar | 416 Main St Munich, ND 58352 Map ↗ |
Holding company: MUNICH BANCSHARES INC
The FDIC lists MUNICH BANCSHARES INC, based in Munich, ND, as the top holding company for Horizon Financial Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in North Dakota
Active FDIC-insured banks headquartered in North Dakota with total assets closest to Horizon Financial Bank's $201M. See all banks in North Dakota.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Union State Bank of Hazen | Hazen | $257M | 4 |
| Merchants Bank | Rugby | $254M | 6 |
| Peoples State Bank of Velva | Velva | $210M | 2 |
| State Bank & Trust of Kenmare | Kenmare | $201M | 3 |
| First National Bank and Trust Co. of Bottineau | Bottineau | $176M | 1 |
| The Goose River Bank | Mayville | $173M | 3 |
| Liberty State Bank | Powers Lake | $159M | 1 |
| Farmers and Merchants State Bank | Langdon | $143M | 1 |
Horizon Financial Bank: common questions
Is Horizon Financial Bank FDIC-insured?
Yes. Horizon Financial Bank is an active FDIC-insured institution, FDIC Certificate #15598. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Horizon Financial Bank headquartered?
Horizon Financial Bank is headquartered at 416 Main St, Munich, ND 58352, according to FDIC records.
How many branches does Horizon Financial Bank have?
FDIC location data lists 5 offices for Horizon Financial Bank, all in North Dakota.
Who owns Horizon Financial Bank?
The FDIC lists MUNICH BANCSHARES INC of Munich, ND as the top holding company for Horizon Financial Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.