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Lake Shore Bank
✓ FDIC-insured · Active FDIC Certificate #30530
Lake Shore Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Dunkirk, New York, established in 1891. As of the 06/30/2026 FDIC call report, it reported $736M in total assets and $599M in deposits. FDIC location data lists 11 offices in New York. The FDIC classifies it as a community bank. It is owned by the holding company LAKE SHORE BCORP INC (Dunkirk, NY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 11 of Lake Shore Bank's FDIC-listed offices are in New York. Browse banks in Dunkirk for other local options.
Branch locations
| Lake Shore Bank Fredonia Branch · Full Service - Brick And Mortar | 30 E Main St Fredonia, NY 14063 Map ↗ |
| Lake Shore Bank West Ellicot Branch · Full Service - Brick And Mortar | 1 S Green Ave Jamestown, NY 14701 Map ↗ |
| Lake Shore Bank Westfield Branch · Full Service - Brick And Mortar | 106 E Main St Westfield, NY 14787 Map ↗ |
| Lake Shore Bank Orchard Park Branch · Full Service - Brick And Mortar | 3111 Union Rd Orchard Park, NY 14127 Map ↗ |
| Lake Shore Bank East Amherst Branch · Full Service - Brick And Mortar | 5751 Transit Rd East Amherst, NY 14051 Map ↗ |
| Lake Shore Bank Lake Shore Bank · Full Service - Brick And Mortar | 128 E 4th St Dunkirk, NY 14048 Map ↗ |
| Lake Shore Bank Hamburg Branch · Full Service - Brick And Mortar | 59 Main St Hamburg, NY 14075 Map ↗ |
| Lake Shore Bank Kenmore Branch · Full Service - Brick And Mortar | 3438 Delaware Ave Buffalo, NY 14217 Map ↗ |
| Lake Shore Bank Depew Branch · Full Service - Brick And Mortar | 570 Dick Rd Depew, NY 14043 Map ↗ |
| Lake Shore Bank Snyder Branch · Full Service - Brick And Mortar | 4950 Main St Buffalo, NY 14226 Map ↗ |
| Lake Shore Bank Www.Mylsbank.Com Branch · Full Service - Home Banking | 128 E 4th St Dunkirk, NY 14048 Map ↗ |
Holding company: LAKE SHORE BCORP INC
The FDIC lists LAKE SHORE BCORP INC, based in Dunkirk, NY, as the top holding company for Lake Shore Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in New York
Active FDIC-insured banks headquartered in New York with total assets closest to Lake Shore Bank's $736M. See all banks in New York.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Community Federal Savings Bank | Woodhaven | $827M | 1 |
| Quontic Bank | Astoria | $787M | 1 |
| First National Bank of Scotia | Scotia | $719M | 10 |
| Jeff Bank, National Association | Jeffersonville | $686M | 10 |
| Geddes Federal Savings and Loan Association | Syracuse | $686M | 1 |
| Carver Federal Savings Bank | New York | $658M | 6 |
| Modern Bank, National Association | New York | $649M | 2 |
| Spring Bank | Bronx | $641M | 2 |
Lake Shore Bank: common questions
Is Lake Shore Bank FDIC-insured?
Yes. Lake Shore Bank is an active FDIC-insured institution, FDIC Certificate #30530. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Lake Shore Bank headquartered?
Lake Shore Bank is headquartered at 128 E 4th St, Dunkirk, NY 14048, according to FDIC records.
How many branches does Lake Shore Bank have?
FDIC location data lists 11 offices for Lake Shore Bank, all in New York.
Who owns Lake Shore Bank?
The FDIC lists LAKE SHORE BCORP INC of Dunkirk, NY as the top holding company for Lake Shore Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.