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Locus Bank, Inc.
✓ FDIC-insured · Active FDIC Certificate #58658
Locus Bank, Inc. is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Richmond, Virginia, established in 2008. As of the 06/30/2026 FDIC call report, it reported $359M in total assets and $259M in deposits. FDIC location data lists 2 offices in Virginia. The FDIC classifies it as a community bank. It is owned by the holding company LOCUS (Richmond, VA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of Locus Bank, Inc.'s FDIC-listed offices are in Virginia. Browse banks in Richmond for other local options.
Branch locations
| Locus Bank, Inc. Locus Bank, Inc. · Full Service - Brick And Mortar | 7814 Carousel Ln Richmond, VA 23294 Map ↗ |
| Locus Bank, Inc. Christansburg Branch · Full Service - Brick And Mortar | 110 Peppers Fry Rd Nw Christiansburg, VA 24073 Map ↗ |
Holding company: LOCUS
The FDIC lists LOCUS, based in Richmond, VA, as the top holding company for Locus Bank, Inc.. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Virginia
Active FDIC-insured banks headquartered in Virginia with total assets closest to Locus Bank, Inc.'s $359M. See all banks in Virginia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Select Bank | Forest | $524M | 6 |
| Powell Valley National Bank | Jonesville | $516M | 7 |
| First Sentinel Bank | Richlands | $398M | 9 |
| The Farmers Bank of Appomattox | Appomattox | $375M | 6 |
| Pioneer Bank | Stanley | $372M | 7 |
| Legacy Bank | Grundy | $360M | 4 |
| New Horizon Bank, National Association | Powhatan | $359M | 3 |
| Lee Bank and Trust Company | Pennington Gap | $257M | 3 |
Locus Bank, Inc.: common questions
Is Locus Bank, Inc. FDIC-insured?
Yes. Locus Bank, Inc. is an active FDIC-insured institution, FDIC Certificate #58658. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Locus Bank, Inc. headquartered?
Locus Bank, Inc. is headquartered at 7814 Carousel Ln, Richmond, VA 23294, according to FDIC records.
How many branches does Locus Bank, Inc. have?
FDIC location data lists 2 offices for Locus Bank, Inc., all in Virginia.
Who owns Locus Bank, Inc.?
The FDIC lists LOCUS of Richmond, VA as the top holding company for Locus Bank, Inc..
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.