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Luminate Bank
✓ FDIC-insured · Active FDIC Certificate #16635
Luminate Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Minneapolis, Minnesota, established in 1937. As of the 06/30/2026 FDIC call report, it reported $555M in total assets and $413M in deposits. FDIC location data lists 1 office in Minnesota. The FDIC classifies it as a community bank. It is owned by the holding company LUMINATE CAPITAL CORP (Minneapolis, MN).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
Luminate Bank's only FDIC-listed office is in Minnesota. Browse banks in Minneapolis for other local options.
Branch locations
| Luminate Bank Luminate Bank · Full Service - Brick And Mortar | 2523 South Wayzata Boulevard Minneapolis, MN 55405 Map ↗ |
Holding company: LUMINATE CAPITAL CORP
The FDIC lists LUMINATE CAPITAL CORP, based in Minneapolis, MN, as the top holding company for Luminate Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Minnesota
Active FDIC-insured banks headquartered in Minnesota with total assets closest to Luminate Bank's $555M. See all banks in Minnesota.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| WNB FINANCIAL, N.A. | Winona | $584M | 7 |
| Community Resource Bank | Northfield | $556M | 4 |
| Northern State Bank of Thief River Falls | Thief River Falls | $550M | 3 |
| Glenwood State Bank (Incorporated) | Glenwood | $545M | 3 |
| Community Bank Mankato | Vernon Center | $538M | 5 |
| Profinium, Inc. | Truman | $533M | 4 |
| Lake Elmo Bank | Lake Elmo | $530M | 9 |
| EntreBank | Bloomington | $527M | 1 |
Luminate Bank: common questions
Is Luminate Bank FDIC-insured?
Yes. Luminate Bank is an active FDIC-insured institution, FDIC Certificate #16635. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Luminate Bank headquartered?
Luminate Bank is headquartered at 2523 South Wayzata Boulevard, Minneapolis, MN 55405, according to FDIC records.
How many branches does Luminate Bank have?
FDIC location data lists 1 office for Luminate Bank, all in Minnesota.
Who owns Luminate Bank?
The FDIC lists LUMINATE CAPITAL CORP of Minneapolis, MN as the top holding company for Luminate Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.