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Monterey County Bank
✓ FDIC-insured · Active FDIC Certificate #22460
Monterey County Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Monterey, California, established in 1977. As of the 06/30/2026 FDIC call report, it reported $300M in total assets and $233M in deposits. FDIC location data lists 4 offices in California. The FDIC classifies it as a community bank. It is owned by the holding company PCB FINANCIAL INC (Costa Mesa, CA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 4 of Monterey County Bank's FDIC-listed offices are in California. Browse banks in Monterey for other local options.
Branch locations
| Monterey County Bank Monterey County Bank · Full Service - Brick And Mortar | 601 Munras Ave Monterey, CA 93940 Map ↗ |
| Monterey County Bank Carmel Rancho Branch · Full Service - Brick And Mortar | 3785 Via Nona Marie Carmel Rancho, CA 93923 Map ↗ |
| Monterey County Bank Pacific Grove Branch · Full Service - Brick And Mortar | 542 Lighthouse Ave Pacific Grove, CA 93950 Map ↗ |
| Monterey County Bank Salinas Branch · Full Service - Brick And Mortar | 1127 S Main St Salinas, CA 93901 Map ↗ |
Holding company: PCB FINANCIAL INC
The FDIC lists PCB FINANCIAL INC, based in Costa Mesa, CA, as the top holding company for Monterey County Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in California
Active FDIC-insured banks headquartered in California with total assets closest to Monterey County Bank's $300M. See all banks in California.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Murphy Bank | Fresno | $357M | 2 |
| Genesis Bank | Newport Beach | $340M | 2 |
| Bank Irvine | Irvine | $306M | 1 |
| Gateway Bank, F.S.B. | Oakland | $288M | 2 |
| Mission National Bank | San Francisco | $276M | 1 |
| Capital Bank and Trust Company | Irvine | $266M | 2 |
| Summit Bank | Oakland | $264M | 1 |
| Home Bank of California | San Diego | $255M | 1 |
Monterey County Bank: common questions
Is Monterey County Bank FDIC-insured?
Yes. Monterey County Bank is an active FDIC-insured institution, FDIC Certificate #22460. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Monterey County Bank headquartered?
Monterey County Bank is headquartered at 601 Munras Ave, Monterey, CA 93940, according to FDIC records.
How many branches does Monterey County Bank have?
FDIC location data lists 4 offices for Monterey County Bank, all in California.
Who owns Monterey County Bank?
The FDIC lists PCB FINANCIAL INC of Costa Mesa, CA as the top holding company for Monterey County Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.