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Northern State Bank
✓ FDIC-insured · Active FDIC Certificate #15242
Northern State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Ashland, Wisconsin, established in 1933. As of the 06/30/2026 FDIC call report, it reported $331M in total assets and $297M in deposits. FDIC location data lists 7 offices across 2 states and territories, with the most in Wisconsin (6). The FDIC classifies it as a community bank. It is owned by the holding company BAY AREA BANKING SHARES INC (Ashland, WI).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Northern State Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Wisconsin | 6 | 85.7% |
| Minnesota | 1 | 14.3% |
Branch locations
| Northern State Bank Aurora Branch · Full Service - Brick And Mortar | 213 Main St N Aurora, MN 55705 Map ↗ |
| Northern State Bank Butternut Branch · Full Service - Brick And Mortar | 200 West Main Street Butternut, WI 54514 Map ↗ |
| Northern State Bank Glidden Branch · Full Service - Brick And Mortar | 85 N Grant St Glidden, WI 54527 Map ↗ |
| Northern State Bank Mellen Branch · Full Service - Brick And Mortar | 103 N Main St Mellen, WI 54546 Map ↗ |
| Northern State Bank Auto Bank Facility · Limited Service - Drive Thru/Detached Facility | 321 2nd St W Ashland, WI 54806 Map ↗ |
| Northern State Bank Washburn Iga Branch · Full Service - Retail | 226 W Bayfield St Washburn, WI 54891 Map ↗ |
| Northern State Bank Northern State Bank · Full Service - Brick And Mortar | 321 Main St W Ashland, WI 54806 Map ↗ |
Holding company: BAY AREA BANKING SHARES INC
The FDIC lists BAY AREA BANKING SHARES INC, based in Ashland, WI, as the top holding company for Northern State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Wisconsin
Active FDIC-insured banks headquartered in Wisconsin with total assets closest to Northern State Bank's $331M. See all banks in Wisconsin.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Oak Bank | Fitchburg | $486M | 1 |
| BLC Community Bank | Little Chute | $475M | 1 |
| Spring Bank | Brookfield | $441M | 1 |
| Oostburg State Bank | Oostburg | $440M | 4 |
| American National Bank - Fox Cities | Appleton | $433M | 1 |
| Bank of Mauston | Mauston | $427M | 6 |
| The Bank of Brodhead | Brodhead | $422M | 4 |
| FORTE BANK | Hartford | $404M | 4 |
Northern State Bank: common questions
Is Northern State Bank FDIC-insured?
Yes. Northern State Bank is an active FDIC-insured institution, FDIC Certificate #15242. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Northern State Bank headquartered?
Northern State Bank is headquartered at 321 Main St W, Ashland, WI 54806, according to FDIC records.
How many branches does Northern State Bank have?
FDIC location data lists 7 offices for Northern State Bank in 2 states and territories. The most are in Wisconsin (6), followed by Minnesota (1).
Who owns Northern State Bank?
The FDIC lists BAY AREA BANKING SHARES INC of Ashland, WI as the top holding company for Northern State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.