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Peoples Bank & Trust Co.
✓ FDIC-insured · Active FDIC Certificate #8903
Peoples Bank & Trust Co. is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Troy, Missouri, established in 1924. As of the 06/30/2026 FDIC call report, it reported $908M in total assets and $799M in deposits. FDIC location data lists 10 offices in Missouri. The FDIC classifies it as a community bank. It is owned by the holding company LINCOLN COUNTY BCORP INC (Troy, MO).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 10 of Peoples Bank & Trust Co.'s FDIC-listed offices are in Missouri. Browse banks in Troy for other local options.
Branch locations
| Peoples Bank & Trust Co. Winfield Branch · Full Service - Brick And Mortar | 103 Pine St Winfield, MO 63389 Map ↗ |
| Peoples Bank & Trust Co. Hawk Point Branch · Full Service - Brick And Mortar | 65 S Highway 47 Hawk Point, MO 63349 Map ↗ |
| Peoples Bank & Trust Co. Troy Square Branch · Full Service - Brick And Mortar | #9 Troy Square Troy, MO 63379 Map ↗ |
| Peoples Bank & Trust Co. O'Fallon Branch · Full Service - Brick And Mortar | 1310 N Main St O'Fallon, MO 63366 Map ↗ |
| Peoples Bank & Trust Co. Bowling Green Branch · Full Service - Brick And Mortar | 106 N Business Hwy 61 Bowling Green, MO 63334 Map ↗ |
| Peoples Bank & Trust Co. Elsberry Branch · Full Service - Brick And Mortar | 105 S Main St Elsberry, MO 63343 Map ↗ |
| Peoples Bank & Trust Co. Louisiana Downtown Branch · Full Service - Brick And Mortar | 101 S 3rd St Louisiana, MO 63353 Map ↗ |
| Peoples Bank & Trust Co. Peoples Bank & Trust Co. · Full Service - Brick And Mortar | 430 E Wood St Troy, MO 63379 Map ↗ |
| Peoples Bank & Trust Co. Cottleville Location Branch · Full Service - Brick And Mortar | 1497 Cottleville Pkwy Cottleville, MO 63376 Map ↗ |
| Peoples Bank & Trust Co. Peoples Bank & Trust Co. Mobile Unit Branch · Limited Service - Mobile/Seasonal | 430 E Wood St Troy, MO 63379 Map ↗ |
Holding company: LINCOLN COUNTY BCORP INC
The FDIC lists LINCOLN COUNTY BCORP INC, based in Troy, MO, as the top holding company for Peoples Bank & Trust Co.. It also owns 3 FDIC-insured banks:
- Exchange Bank Co., Kahoka, MO ($342M in assets)
- NEW FRONTIER BANK, Saint Charles, MO ($176M in assets)
- Peoples Bank Co., Altenburg, MO ($148M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Missouri
Active FDIC-insured banks headquartered in Missouri with total assets closest to Peoples Bank & Trust Co.'s $908M. See all banks in Missouri.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Midwest Regional Bank | Clayton | $949M | 7 |
| American Bank of Freedom | Wellsville | $948M | 12 |
| Mid-Missouri Bank | Springfield | $947M | 14 |
| Lindell Bank & Trust Company | St. Louis | $915M | 15 |
| Stifel Trust Company, National Association | Saint Louis | $911M | 2 |
| PSB Bank | Rhineland | $854M | 18 |
| Focus Bank | Charleston | $854M | 11 |
| Freedom Bank of Southern Missouri | Cassville | $850M | 8 |
Peoples Bank & Trust Co.: common questions
Is Peoples Bank & Trust Co. FDIC-insured?
Yes. Peoples Bank & Trust Co. is an active FDIC-insured institution, FDIC Certificate #8903. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Peoples Bank & Trust Co. headquartered?
Peoples Bank & Trust Co. is headquartered at 430 E Wood St, Troy, MO 63379, according to FDIC records.
How many branches does Peoples Bank & Trust Co. have?
FDIC location data lists 10 offices for Peoples Bank & Trust Co., all in Missouri.
Who owns Peoples Bank & Trust Co.?
The FDIC lists LINCOLN COUNTY BCORP INC of Troy, MO as the top holding company for Peoples Bank & Trust Co.. The same holding company owns 3 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.