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Perennial Bank
✓ FDIC-insured · Active FDIC Certificate #1413
Perennial Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Darwin, Minnesota, established in 1914. As of the 06/30/2026 FDIC call report, it reported $158M in total assets and $145M in deposits. FDIC location data lists 4 offices in Minnesota. The FDIC classifies it as a community bank. It is owned by the holding company DARWIN BANCSHARES INC (Darwin, MN).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 4 of Perennial Bank's FDIC-listed offices are in Minnesota. Browse banks in Darwin for other local options.
Branch locations
| Perennial Bank Paynesville Br · Full Service - Brick And Mortar | 125 E James St Paynesville, MN 56362 Map ↗ |
| Perennial Bank Dassel Branch · Full Service - Brick And Mortar | 780 Parker Ave W Dassel, MN 55325 Map ↗ |
| Perennial Bank Perennial Bank · Full Service - Brick And Mortar | 318 N 1st St Darwin, MN 55324 Map ↗ |
| Perennial Bank Winthrop Br · Full Service - Brick And Mortar | 102 E 2nd St Winthrop, MN 55396 Map ↗ |
Holding company: DARWIN BANCSHARES INC
The FDIC lists DARWIN BANCSHARES INC, based in Darwin, MN, as the top holding company for Perennial Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Minnesota
Active FDIC-insured banks headquartered in Minnesota with total assets closest to Perennial Bank's $158M. See all banks in Minnesota.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Cornerstone State Bank | Montgomery | $247M | 7 |
| First Farmers & Merchants National Bank | Luverne | $243M | 2 |
| Center National Bank | Litchfield | $243M | 3 |
| Arcadian Bank | Hartland | $242M | 3 |
| BANKWEST | Rockford | $240M | 3 |
| United Farmers State Bank | Adams | $234M | 3 |
| Security State Bank of Marine | Marine On St. Croix | $233M | 4 |
| The Wanda State Bank | Wanda | $230M | 2 |
Perennial Bank: common questions
Is Perennial Bank FDIC-insured?
Yes. Perennial Bank is an active FDIC-insured institution, FDIC Certificate #1413. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Perennial Bank headquartered?
Perennial Bank is headquartered at 318 N 1st St, Darwin, MN 55324, according to FDIC records.
How many branches does Perennial Bank have?
FDIC location data lists 4 offices for Perennial Bank, all in Minnesota.
Who owns Perennial Bank?
The FDIC lists DARWIN BANCSHARES INC of Darwin, MN as the top holding company for Perennial Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.