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Prospect Bank
✓ FDIC-insured · Active FDIC Certificate #3722
Prospect Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Paris, Illinois, established in 1873. As of the 06/30/2026 FDIC call report, it reported $716M in total assets and $603M in deposits. FDIC location data lists 13 offices across 2 states and territories, with the most in Illinois (12). The FDIC classifies it as a community bank. It is owned by the holding company EDGAR COUNTY BANC SHARES INC (Paris, IL).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Prospect Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Illinois | 12 | 92.3% |
| Indiana | 1 | 7.7% |
Branch locations
| Prospect Bank Sidell Branch · Full Service - Brick And Mortar | 504 N Chicago St Sidell, IL 61876 Map ↗ |
| Prospect Bank Kansas Illinois Facility · Full Service - Brick And Mortar | 101 S Front St Kansas, IL 61933 Map ↗ |
| Prospect Bank Watseka Branch · Full Service - Brick And Mortar | 141 N Veterans Pkwy Watseka, IL 60970 Map ↗ |
| Prospect Bank Drive-In Facility · Limited Service - Drive Thru/Detached Facility | 212 N Main St Paris, IL 61944 Map ↗ |
| Prospect Bank Brocton, Illinois Facility · Limited Service - Drive Thru/Detached Facility | 301 W 3rd Street Brocton, IL 61917 Map ↗ |
| Prospect Bank Ashmore Illinois Facility · Full Service - Brick And Mortar | 10 W Ashmore St Ashmore, IL 61912 Map ↗ |
| Prospect Bank Gilman Branch · Full Service - Brick And Mortar | 209 South Crescent Street Gilman, IL 60938 Map ↗ |
| Prospect Bank Homer Bank · Full Service - Brick And Mortar | 134 S Main St Homer, IL 61849 Map ↗ |
| Prospect Bank Prospect Bank · Full Service - Brick And Mortar | 177 W Wood St Paris, IL 61944 Map ↗ |
| Prospect Bank Champaign Branch · Full Service - Brick And Mortar | 1601 S Prospect Ave Champaign, IL 61820 Map ↗ |
| Prospect Bank Marshall Illinois Branch · Full Service - Brick And Mortar | 103 Kyden Drive Marshall, IL 62441 Map ↗ |
| Prospect Bank Preferred Bank Branch · Full Service - Brick And Mortar | 602 N Route 49 Casey, IL 62420 Map ↗ |
| Prospect Bank Terre Haute Branch · Full Service - Brick And Mortar | 2609 Poplar St Terre Haute, IN 47803 Map ↗ |
Holding company: EDGAR COUNTY BANC SHARES INC
The FDIC lists EDGAR COUNTY BANC SHARES INC, based in Paris, IL, as the top holding company for Prospect Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Illinois
Active FDIC-insured banks headquartered in Illinois with total assets closest to Prospect Bank's $716M. See all banks in Illinois.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| The Peoples State Bank of Newton, Illinois | Newton | $737M | 9 |
| Midwest Bank | Monmouth | $736M | 9 |
| First Neighbor Bank, National Association | Toledo | $736M | 10 |
| Longview Bank | Ogden | $732M | 14 |
| The Bradford National Bank of Greenville | Greenville | $723M | 10 |
| Albank National Association | Chicago | $722M | 4 |
| Hickory Point Bank and Trust | Decatur | $718M | 8 |
| Time Bank | Park Ridge | $713M | 3 |
Prospect Bank: common questions
Is Prospect Bank FDIC-insured?
Yes. Prospect Bank is an active FDIC-insured institution, FDIC Certificate #3722. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Prospect Bank headquartered?
Prospect Bank is headquartered at 177 W Wood St, Paris, IL 61944, according to FDIC records.
How many branches does Prospect Bank have?
FDIC location data lists 13 offices for Prospect Bank in 2 states and territories. The most are in Illinois (12), followed by Indiana (1).
Who owns Prospect Bank?
The FDIC lists EDGAR COUNTY BANC SHARES INC of Paris, IL as the top holding company for Prospect Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.