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Richton Bank & Trust Company

✓ FDIC-insured · Active FDIC Certificate #11817

Richton Bank & Trust Company is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Richton, Mississippi, established in 1931. As of the 06/30/2026 FDIC call report, it reported $52M in total assets and $43M in deposits. FDIC location data lists 2 offices in Mississippi. The FDIC classifies it as a community bank. It is owned by the holding company CENTON BCORP INC (Richton, MS).

Total assets
$52M
Total deposits
$43M
Offices
2
Return on assets
0.79%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 2 of Richton Bank & Trust Company's FDIC-listed offices are in Mississippi. Browse banks in Richton for other local options.

Branch locations

Richton Bank & Trust Company
North Richton Branch · Limited Service - Drive Thru/Detached Facility
809 N Front St
Richton, MS 39476
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Richton Bank & Trust Company
Richton Bank & Trust Company · Full Service - Brick And Mortar
114 South Front Street
Richton, MS 39476
Map ↗

Holding company: CENTON BCORP INC

The FDIC lists CENTON BCORP INC, based in Richton, MS, as the top holding company for Richton Bank & Trust Company. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Mississippi

Active FDIC-insured banks headquartered in Mississippi with total assets closest to Richton Bank & Trust Company's $52M. See all banks in Mississippi.

BankHQ cityAssetsOffices
Covington County BankCollins$109M2
Citizens Bank & Trust Co.Marks$99M2
Genesis BankBenoit$97M1
Amory First Savings And Loan Bank, SsbAmory$79M1

Richton Bank & Trust Company: common questions

Is Richton Bank & Trust Company FDIC-insured?

Yes. Richton Bank & Trust Company is an active FDIC-insured institution, FDIC Certificate #11817. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Richton Bank & Trust Company headquartered?

Richton Bank & Trust Company is headquartered at 114 South Front Street, Richton, MS 39476, according to FDIC records.

How many branches does Richton Bank & Trust Company have?

FDIC location data lists 2 offices for Richton Bank & Trust Company, all in Mississippi.

Who owns Richton Bank & Trust Company?

The FDIC lists CENTON BCORP INC of Richton, MS as the top holding company for Richton Bank & Trust Company.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.