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Sauk Valley Bank & Trust Company
✓ FDIC-insured · Active FDIC Certificate #35131
Sauk Valley Bank & Trust Company is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Sterling, Illinois, established in 1999. As of the 06/30/2026 FDIC call report, it reported $791M in total assets and $670M in deposits. FDIC location data lists 11 offices across 2 states and territories, with the most in Illinois (8). The FDIC classifies it as a community bank. It is owned by the holding company SV FINANCIAL INC (Sterling, IL).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Sauk Valley Bank & Trust Company has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Illinois | 8 | 72.7% |
| Wisconsin | 3 | 27.3% |
Branch locations
| Sauk Valley Bank & Trust Company Dixon Branch · Full Service - Brick And Mortar | 300 Walton Dr Dixon, IL 61021 Map ↗ |
| Sauk Valley Bank & Trust Company Rock Falls Branch · Full Service - Brick And Mortar | 904 1st Ave Rock Falls, IL 61071 Map ↗ |
| Sauk Valley Bank & Trust Company 3319 E. Lincolnway, Sterling Il Branch · Full Service - Brick And Mortar | 3319 E Lincolnway Sterling, IL 61081 Map ↗ |
| Sauk Valley Bank & Trust Company Mobile Branch In Sterling Il · Limited Service - Mobile/Seasonal | 201 W 3rd St Sterling, IL 61081 Map ↗ |
| Sauk Valley Bank & Trust Company Sauk Valley Bank And Trust Company - Harvard Branch · Full Service - Brick And Mortar | 1075 S Division St Harvard, IL 60033 Map ↗ |
| Sauk Valley Bank & Trust Company Dixon North Branch · Full Service - Brick And Mortar | 224 N Galena Ave Dixon, IL 61021 Map ↗ |
| Sauk Valley Bank & Trust Company Sterling North Branch · Full Service - Brick And Mortar | 2403 Locust St Sterling, IL 61081 Map ↗ |
| Sauk Valley Bank & Trust Company Sauk Valley Bank & Trust Company · Full Service - Brick And Mortar | 201 W 3rd St Sterling, IL 61081 Map ↗ |
| Sauk Valley Bank & Trust Company Janesville Lpo Branch · Limited Service - Loan Production | 2509 Morse St Janesville, WI 53545 Map ↗ |
| Sauk Valley Bank & Trust Company Janesville Branch · Full Service - Brick And Mortar | 2107 Foster Avenue Janesville, WI 53545 Map ↗ |
| Sauk Valley Bank & Trust Company Walworth Branch · Full Service - Brick And Mortar | 541 Kenosha St Unit 1 Walworth, WI 53184 Map ↗ |
Holding company: SV FINANCIAL INC
The FDIC lists SV FINANCIAL INC, based in Sterling, IL, as the top holding company for Sauk Valley Bank & Trust Company. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Illinois
Active FDIC-insured banks headquartered in Illinois with total assets closest to Sauk Valley Bank & Trust Company's $791M. See all banks in Illinois.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Millennium Bank | Des Plaines | $844M | 3 |
| Prairie State Bank and Trust | Springfield | $840M | 19 |
| CIBM Bank | Champaign | $820M | 9 |
| First Savings Bank of Hegewisch | Chicago | $787M | 14 |
| Home State Bank, National Association | Crystal Lake | $776M | 7 |
| Itasca Bank & Trust Co. | Itasca | $771M | 2 |
| The Peoples State Bank of Newton, Illinois | Newton | $737M | 9 |
| Midwest Bank | Monmouth | $736M | 9 |
Sauk Valley Bank & Trust Company: common questions
Is Sauk Valley Bank & Trust Company FDIC-insured?
Yes. Sauk Valley Bank & Trust Company is an active FDIC-insured institution, FDIC Certificate #35131. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Sauk Valley Bank & Trust Company headquartered?
Sauk Valley Bank & Trust Company is headquartered at 201 W 3rd St, Sterling, IL 61081, according to FDIC records.
How many branches does Sauk Valley Bank & Trust Company have?
FDIC location data lists 11 offices for Sauk Valley Bank & Trust Company in 2 states and territories. The most are in Illinois (8), followed by Wisconsin (3).
Who owns Sauk Valley Bank & Trust Company?
The FDIC lists SV FINANCIAL INC of Sterling, IL as the top holding company for Sauk Valley Bank & Trust Company.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.