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Southern Bank of Tennessee

✓ FDIC-insured · Active FDIC Certificate #34847

Southern Bank of Tennessee is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Mount Juliet, Tennessee, established in 1999. As of the 06/30/2026 FDIC call report, it reported $533M in total assets and $469M in deposits. FDIC location data lists 5 offices in Tennessee. The FDIC classifies it as a community bank. It is owned by the holding company SB FINANCIAL INC (Mount Juliet, TN).

Total assets
$533M
Total deposits
$469M
Offices
5
Return on assets
1.27%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 5 of Southern Bank of Tennessee's FDIC-listed offices are in Tennessee. Browse banks in Mount Juliet for other local options.

Branch locations

Southern Bank of Tennessee
Smyrna Branch · Full Service - Brick And Mortar
403 S Lowry St
Smyrna, TN 37167
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Southern Bank of Tennessee
Clinton Branch · Full Service - Brick And Mortar
151 E Broad St
Clinton, TN 37716
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Southern Bank of Tennessee
Lebanon Branch · Full Service - Brick And Mortar
1213 W Main St
Lebanon, TN 37087
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Southern Bank of Tennessee
Southern Bank Of Tennessee · Full Service - Brick And Mortar
675 N Mount Juliet Rd
Mount Juliet, TN 37122
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Southern Bank of Tennessee
Brentwood, Tn Branch - Maryland Farms · Full Service - Brick And Mortar
5109 Peter Taylor Park Drive, Ste 200
Brentwood, TN 37027
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Holding company: SB FINANCIAL INC

The FDIC lists SB FINANCIAL INC, based in Mount Juliet, TN, as the top holding company for Southern Bank of Tennessee. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Tennessee

Active FDIC-insured banks headquartered in Tennessee with total assets closest to Southern Bank of Tennessee's $533M. See all banks in Tennessee.

BankHQ cityAssetsOffices
Andrew Johnson BankGreeneville$612M8
Wayne County BankWaynesboro$595M8
INSOUTH BankBrownsville$592M7
TriStar BankDickson$563M7
CBBC BankMaryville$562M7
Bank of BartlettBartlett$552M7
Bank3Memphis$492M6
Peoples Bank of East TennesseeMadisonville$456M12

Southern Bank of Tennessee: common questions

Is Southern Bank of Tennessee FDIC-insured?

Yes. Southern Bank of Tennessee is an active FDIC-insured institution, FDIC Certificate #34847. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Southern Bank of Tennessee headquartered?

Southern Bank of Tennessee is headquartered at 675 N Mount Juliet Rd, Mount Juliet, TN 37122, according to FDIC records.

How many branches does Southern Bank of Tennessee have?

FDIC location data lists 5 offices for Southern Bank of Tennessee, all in Tennessee.

Who owns Southern Bank of Tennessee?

The FDIC lists SB FINANCIAL INC of Mount Juliet, TN as the top holding company for Southern Bank of Tennessee.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.