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Southern Independent Bank
✓ FDIC-insured · Active FDIC Certificate #58357
Southern Independent Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Opp, Alabama, established in 2006. As of the 06/30/2026 FDIC call report, it reported $395M in total assets and $336M in deposits. FDIC location data lists 4 offices across 2 states and territories, with the most in Alabama (3). The FDIC classifies it as a community bank. It is owned by the holding company SOUTHERN IND BANCSHARES INC (Opp, AL).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Southern Independent Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Alabama | 3 | 75.0% |
| Florida | 1 | 25.0% |
Branch locations
| Southern Independent Bank Southern Independent Bank · Full Service - Brick And Mortar | 503 N Main St Opp, AL 36467 Map ↗ |
| Southern Independent Bank 1417 Mlk Jr Expressway Branch · Full Service - Brick And Mortar | 1417 Mlk Jr Expressway Andalusia, AL 36420 Map ↗ |
| Southern Independent Bank Florala Branch · Full Service - Brick And Mortar | 22799 Lakeshore Boulevard Florala, AL 36442 Map ↗ |
| Southern Independent Bank Freeport Branch · Full Service - Brick And Mortar | 16309 Us Highway 331 S Freeport, FL 32439 Map ↗ |
Holding company: SOUTHERN IND BANCSHARES INC
The FDIC lists SOUTHERN IND BANCSHARES INC, based in Opp, AL, as the top holding company for Southern Independent Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Alabama
Active FDIC-insured banks headquartered in Alabama with total assets closest to Southern Independent Bank's $395M. See all banks in Alabama.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| State Bank & Trust | Winfield | $413M | 5 |
| First Citizens Bank | Luverne | $403M | 5 |
| The Exchange Bank of Alabama | Altoona | $393M | 5 |
| Pinnacle Bank | Jasper | $385M | 7 |
| First National Bank | Hamilton | $373M | 5 |
| Premier Bank of the South | Cullman | $371M | 9 |
| Marion Community Bank | Marion | $364M | 8 |
| AmeriFirst Bank | Montgomery | $364M | 6 |
Southern Independent Bank: common questions
Is Southern Independent Bank FDIC-insured?
Yes. Southern Independent Bank is an active FDIC-insured institution, FDIC Certificate #58357. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Southern Independent Bank headquartered?
Southern Independent Bank is headquartered at 503 N Main St, Opp, AL 36467, according to FDIC records.
How many branches does Southern Independent Bank have?
FDIC location data lists 4 offices for Southern Independent Bank in 2 states and territories. The most are in Alabama (3), followed by Florida (1).
Who owns Southern Independent Bank?
The FDIC lists SOUTHERN IND BANCSHARES INC of Opp, AL as the top holding company for Southern Independent Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.