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SouthPoint Bank

✓ FDIC-insured · Active FDIC Certificate #58088

SouthPoint Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Birmingham, Alabama, established in 2005. As of the 06/30/2026 FDIC call report, it reported $1.4B in total assets and $1.2B in deposits. FDIC location data lists 11 offices in Alabama. The FDIC classifies it as a community bank. It is owned by the holding company SOUTHPOINT BANCSHARES INC (Birmingham, AL).

Total assets
$1.4B
Total deposits
$1.2B
Offices
11
Return on assets
-1.71%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 11 of SouthPoint Bank's FDIC-listed offices are in Alabama. Browse banks in Birmingham for other local options.

Branch locations

SouthPoint Bank
Highway 157 Branch · Full Service - Brick And Mortar
4855 Al Highway 157
Cullman, AL 35058
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SouthPoint Bank
Fairview Branch · Full Service - Brick And Mortar
44 Butler St
Cullman, AL 35058
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SouthPoint Bank
Merchants Bank Al Mo Branch · Full Service - Brick And Mortar
900 2nd Ave Sw
Cullman, AL 35055
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SouthPoint Bank
Southpoint Bank · Full Service - Brick And Mortar
3501 Grandview Pkwy
Birmingham, AL 35243
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SouthPoint Bank
Hanceville Branch · Full Service - Brick And Mortar
906 Main St Ne
Hanceville, AL 35077
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SouthPoint Bank
Trussville Branch · Full Service - Brick And Mortar
7278 Gadsden Hwy
Trussville, AL 35173
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SouthPoint Bank
Arab Branch · Full Service - Brick And Mortar
1096 N Brindlee Mountain Pkwy
Arab, AL 35016
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SouthPoint Bank
Gardendale Branch · Full Service - Brick And Mortar
1101 Main St
Gardendale, AL 35071
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SouthPoint Bank
Wilsonville Branch · Full Service - Brick And Mortar
9833 N Main St
Wilsonville, AL 35186
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SouthPoint Bank
Liberty Park Branch · Full Service - Brick And Mortar
8000 Liberty Pkwy
Birmingham, AL 35242
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SouthPoint Bank
Homewood Branch · Full Service - Brick And Mortar
1720 28th Avenue South
Homewood, AL 35209
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Holding company: SOUTHPOINT BANCSHARES INC

The FDIC lists SOUTHPOINT BANCSHARES INC, based in Birmingham, AL, as the top holding company for SouthPoint Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Alabama

Active FDIC-insured banks headquartered in Alabama with total assets closest to SouthPoint Bank's $1.4B. See all banks in Alabama.

BankHQ cityAssetsOffices
Troy Bank & Trust CompanyTroy$1.6B14
United BankAtmore$1.5B20
Peoples Bank of AlabamaCullman$1.4B28
First Bank of AlabamaTalladega$1.4B18
Citizens Bank & TrustGuntersville$1.2B10
Metro BankPell City$1.2B9
First US BankBirmingham$1.1B16
AuburnBankAuburn$1.1B7

SouthPoint Bank: common questions

Is SouthPoint Bank FDIC-insured?

Yes. SouthPoint Bank is an active FDIC-insured institution, FDIC Certificate #58088. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is SouthPoint Bank headquartered?

SouthPoint Bank is headquartered at 3501 Grandview Pkwy, Birmingham, AL 35243, according to FDIC records.

How many branches does SouthPoint Bank have?

FDIC location data lists 11 offices for SouthPoint Bank, all in Alabama.

Who owns SouthPoint Bank?

The FDIC lists SOUTHPOINT BANCSHARES INC of Birmingham, AL as the top holding company for SouthPoint Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.