Synchrony Bank
✓ FDIC-insured · Active FDIC Certificate #27314
Synchrony Bank is an FDIC-insured state-chartered savings bank, headquartered in Draper, Utah, established in 1988. As of the 06/30/2026 FDIC call report, it reported $115.2B in total assets and $86.0B in deposits. FDIC location data lists 2 offices across 2 states and territories, with the most in Florida (1). It is owned by the holding company SYNCHRONY FINANCIAL (Stamford, CT).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Synchrony Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Florida | 1 | 50.0% |
| Utah | 1 | 50.0% |
Branch locations
| Synchrony Bank Www.Synchronybank.Com, Www.Paypal.Com/Us/Digital-Wallet/Manage-Money/Start-Saving Branch · Full Service - Home Banking | 500 Colonial Center Pkwy Lake Mary, FL 32746 Map ↗ |
| Synchrony Bank Synchrony Bank · Full Service - Brick And Mortar | 170 W Election Rd Draper, UT 84020 Map ↗ |
Holding company: SYNCHRONY FINANCIAL
The FDIC lists SYNCHRONY FINANCIAL, based in Stamford, CT, as the top holding company for Synchrony Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Utah
Active FDIC-insured banks headquartered in Utah with total assets closest to Synchrony Bank's $115.2B. See all banks in Utah.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| American Express National Bank | Sandy | $213.9B | 1 |
| Ally Bank | Sandy | $188.2B | 1 |
| UBS Bank USA, National Association | Salt Lake City | $124.4B | 1 |
| Zions Bancorporation, N.A. | Salt Lake City | $89.0B | 413 |
| SoFi Bank, National Association | Cottonwood Heights | $56.8B | 4 |
Synchrony Bank: common questions
Is Synchrony Bank FDIC-insured?
Yes. Synchrony Bank is an active FDIC-insured institution, FDIC Certificate #27314. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Synchrony Bank headquartered?
Synchrony Bank is headquartered at 170 W Election Rd, Draper, UT 84020, according to FDIC records.
How many branches does Synchrony Bank have?
FDIC location data lists 2 offices for Synchrony Bank in 2 states and territories. The most are in Florida (1), followed by Utah (1).
Who owns Synchrony Bank?
The FDIC lists SYNCHRONY FINANCIAL of Stamford, CT as the top holding company for Synchrony Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.