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The Adirondack Trust Company
✓ FDIC-insured · Active FDIC Certificate #660
The Adirondack Trust Company is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Saratoga Springs, New York, established in 1901. As of the 06/30/2026 FDIC call report, it reported $1.7B in total assets and $1.5B in deposits. FDIC location data lists 13 offices in New York. The FDIC classifies it as a community bank. It is owned by the holding company ADIRONDACK TR EMPLOYEE STK OWNERSHIP TR (Saratoga Springs, NY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 13 of The Adirondack Trust Company's FDIC-listed offices are in New York. Browse banks in Saratoga Springs for other local options.
Branch locations
| The Adirondack Trust Company West Church Branch · Full Service - Brick And Mortar | 315 Church Street Saratoga Springs, NY 12866 Map ↗ |
| The Adirondack Trust Company Malta Branch · Full Service - Brick And Mortar | 2510 State Route 9 Malta, NY 12020 Map ↗ |
| The Adirondack Trust Company 112 Broadway Branch · Full Service - Brick And Mortar | 112 S Broadway Saratoga Springs, NY 12866 Map ↗ |
| The Adirondack Trust Company Wilton Branch · Full Service - Brick And Mortar | 650 Maple Avenue Saratoga Springs, NY 12866 Map ↗ |
| The Adirondack Trust Company Northline Road Branch · Full Service - Brick And Mortar | 162 Northline Road Saratoga Springs, NY 12020 Map ↗ |
| The Adirondack Trust Company Exit 15 Branch · Full Service - Brick And Mortar | 3017 Route 50 Saratoga Springs, NY 12866 Map ↗ |
| The Adirondack Trust Company Ballston Spa Branch · Full Service - Brick And Mortar | 224 Church Ave Ballston Spa, NY 12020 Map ↗ |
| The Adirondack Trust Company The Adirondack Trust Company · Full Service - Brick And Mortar | 473 Broadway Saratoga Springs, NY 12866 Map ↗ |
| The Adirondack Trust Company Prestwick Chase Branch · Full Service - Retail | 100 Saratoga Blvd Saratoga Springs, NY 12866 Map ↗ |
| The Adirondack Trust Company Queensbury Office Branch · Full Service - Brick And Mortar | 376 Bay Rd Queensbury, NY 12804 Map ↗ |
| The Adirondack Trust Company Exit 11 Branch · Full Service - Brick And Mortar | 322 Ruhle Rd S Ballston Lake, NY 12019 Map ↗ |
| The Adirondack Trust Company E18 Branch · Full Service - Brick And Mortar | 79 Main St Queensbury, NY 12804 Map ↗ |
| The Adirondack Trust Company Lake George Branch · Full Service - Brick And Mortar | 350 Canada St Lake George, NY 12845 Map ↗ |
Holding company: ADIRONDACK TR EMPLOYEE STK OWNERSHIP TR
The FDIC lists ADIRONDACK TR EMPLOYEE STK OWNERSHIP TR, based in Saratoga Springs, NY, as the top holding company for The Adirondack Trust Company. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in New York
Active FDIC-insured banks headquartered in New York with total assets closest to The Adirondack Trust Company's $1.7B. See all banks in New York.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| NorthEast Community Bank | White Plains | $2.1B | 12 |
| Grasshopper Bank, N.A. | New York | $1.6B | 1 |
| Alma Bank | Astoria | $1.6B | 13 |
| Bank of Utica | Utica | $1.5B | 1 |
| Pathfinder Bank | Oswego | $1.5B | 13 |
| Rhinebeck Bank | Rhinebeck | $1.5B | 16 |
| Ulster Savings Bank | Kingston | $1.4B | 15 |
| Ballston Spa National Bank | Ballston Spa | $1.4B | 21 |
The Adirondack Trust Company: common questions
Is The Adirondack Trust Company FDIC-insured?
Yes. The Adirondack Trust Company is an active FDIC-insured institution, FDIC Certificate #660. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The Adirondack Trust Company headquartered?
The Adirondack Trust Company is headquartered at 473 Broadway, Saratoga Springs, NY 12866, according to FDIC records.
How many branches does The Adirondack Trust Company have?
FDIC location data lists 13 offices for The Adirondack Trust Company, all in New York.
Who owns The Adirondack Trust Company?
The FDIC lists ADIRONDACK TR EMPLOYEE STK OWNERSHIP TR of Saratoga Springs, NY as the top holding company for The Adirondack Trust Company.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.