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The Citizens State Bank of Ouray
✓ FDIC-insured · Active FDIC Certificate #1779
The Citizens State Bank of Ouray is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Ouray, Colorado, established in 1913. As of the 06/30/2026 FDIC call report, it reported $231M in total assets and $212M in deposits. FDIC location data lists 7 offices in Colorado. The FDIC classifies it as a community bank. It is owned by the holding company CSBO HOLDINGS INC ESOP (Ouray, CO).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 7 of The Citizens State Bank of Ouray's FDIC-listed offices are in Colorado. Browse banks in Ouray for other local options.
Branch locations
| The Citizens State Bank of Ouray The Citizens State Bank Of Ouray · Full Service - Brick And Mortar | 600 Main St Ouray, CO 81427 Map ↗ |
| The Citizens State Bank of Ouray Montrose Branch · Full Service - Brick And Mortar | 115 Highway 97 Naturita, CO 81422 Map ↗ |
| The Citizens State Bank of Ouray Ridgway Branch · Full Service - Brick And Mortar | State Highway 62 Ridgway, CO 81432 Map ↗ |
| The Citizens State Bank of Ouray Silverton Branch · Full Service - Brick And Mortar | 1129 Greene St Silverton, CO 81433 Map ↗ |
| The Citizens State Bank of Ouray Telluride Branch · Full Service - Brick And Mortar | 215 W San Juan Ave Telluride, CO 81435 Map ↗ |
| The Citizens State Bank of Ouray Mountain Village Branch · Full Service - Brick And Mortar | 113 Lost Creek Lane Mountain Village, CO 81435 Map ↗ |
| The Citizens State Bank of Ouray Montrose Branch · Full Service - Brick And Mortar | 401 E Main Street Montrose, CO 81401 Map ↗ |
Holding company: CSBO HOLDINGS INC ESOP
The FDIC lists CSBO HOLDINGS INC ESOP, based in Ouray, CO, as the top holding company for The Citizens State Bank of Ouray. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Colorado
Active FDIC-insured banks headquartered in Colorado with total assets closest to The Citizens State Bank of Ouray's $231M. See all banks in Colorado.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First American State Bank | Greenwood Village | $277M | 1 |
| North Valley Bank | Thornton | $269M | 2 |
| The Gunnison Bank and Trust Company | Gunnison | $255M | 2 |
| The First National Bank in Trinidad | Trinidad | $251M | 5 |
| First Pioneer National Bank | Wray | $243M | 2 |
| Home Loan State Bank | Grand Junction | $235M | 2 |
| Community State Bank | Lamar | $208M | 2 |
| Verus Bank of Commerce | Fort Collins | $202M | 1 |
The Citizens State Bank of Ouray: common questions
Is The Citizens State Bank of Ouray FDIC-insured?
Yes. The Citizens State Bank of Ouray is an active FDIC-insured institution, FDIC Certificate #1779. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The Citizens State Bank of Ouray headquartered?
The Citizens State Bank of Ouray is headquartered at 600 Main St, Ouray, CO 81427, according to FDIC records.
How many branches does The Citizens State Bank of Ouray have?
FDIC location data lists 7 offices for The Citizens State Bank of Ouray, all in Colorado.
Who owns The Citizens State Bank of Ouray?
The FDIC lists CSBO HOLDINGS INC ESOP of Ouray, CO as the top holding company for The Citizens State Bank of Ouray.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.