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The Clay City Banking Co.

✓ FDIC-insured · Active FDIC Certificate #10845

The Clay City Banking Co. is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Clay City, Illinois, established in 1892. As of the 06/30/2026 FDIC call report, it reported $253M in total assets and $228M in deposits. FDIC location data lists 4 offices in Illinois. The FDIC classifies it as a community bank. It is owned by the holding company CLAY CITY BANK SHARES INC (Clay City, IL).

Total assets
$253M
Total deposits
$228M
Offices
4
Return on assets
1.40%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 4 of The Clay City Banking Co.'s FDIC-listed offices are in Illinois. Browse banks in Clay City for other local options.

Branch locations

The Clay City Banking Co.
Flora Branch · Full Service - Brick And Mortar
207 Gary Hagen Drive
Flora, IL 62839
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The Clay City Banking Co.
Louisville Branch · Full Service - Brick And Mortar
225 Route 45 North
Louisville, IL 62858
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The Clay City Banking Co.
Fairfield Il Branch · Full Service - Brick And Mortar
915 Commerce Dr
Fairfield, IL 62837
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The Clay City Banking Co.
The Clay City Banking Co. · Full Service - Brick And Mortar
331 S Main St
Clay City, IL 62824
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Holding company: CLAY CITY BANK SHARES INC

The FDIC lists CLAY CITY BANK SHARES INC, based in Clay City, IL, as the top holding company for The Clay City Banking Co.. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Illinois

Active FDIC-insured banks headquartered in Illinois with total assets closest to The Clay City Banking Co.'s $253M. See all banks in Illinois.

BankHQ cityAssetsOffices
First National Bank of BrookfieldBrookfield$420M1
Devon BankChicago$419M3
Alliance Community BankPetersburg$414M6
Community Savings BankChicago$410M2
First Trust Bank of IllinoisKankakee$406M5
First Secure Bank and Trust Co.Palos Hills$396M6
First National Bank of PanaPana$395M6
First National Bank & Trust CompanyClinton$388M4

The Clay City Banking Co.: common questions

Is The Clay City Banking Co. FDIC-insured?

Yes. The Clay City Banking Co. is an active FDIC-insured institution, FDIC Certificate #10845. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is The Clay City Banking Co. headquartered?

The Clay City Banking Co. is headquartered at 331 S Main St, Clay City, IL 62824, according to FDIC records.

How many branches does The Clay City Banking Co. have?

FDIC location data lists 4 offices for The Clay City Banking Co., all in Illinois.

Who owns The Clay City Banking Co.?

The FDIC lists CLAY CITY BANK SHARES INC of Clay City, IL as the top holding company for The Clay City Banking Co..

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.