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The Farmers & Merchants Bank
✓ FDIC-insured · Active FDIC Certificate #1745
The Farmers & Merchants Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Waterloo, Alabama, established in 1914. As of the 06/30/2026 FDIC call report, it reported $98M in total assets and $86M in deposits. FDIC location data lists 2 offices in Alabama. The FDIC classifies it as a community bank.
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of The Farmers & Merchants Bank's FDIC-listed offices are in Alabama. Browse banks in Waterloo for other local options.
Branch locations
| The Farmers & Merchants Bank The Farmers & Merchants Bank · Full Service - Brick And Mortar | 320 Main St Waterloo, AL 35677 Map ↗ |
| The Farmers & Merchants Bank Florence Branch · Full Service - Brick And Mortar | 11345 State Highway 20 Florence, AL 35633 Map ↗ |
Similar-size banks in Alabama
Active FDIC-insured banks headquartered in Alabama with total assets closest to The Farmers & Merchants Bank's $98M. See all banks in Alabama.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Peoples Bank of Greensboro | Greensboro | $116M | 1 |
| The Commercial Bank Of Ozark | Ozark | $115M | 2 |
| Local Bank | Tuscaloosa | $111M | 3 |
| Peoples Exchange Bank | Monroeville | $99M | 1 |
| Bank of Walker County | Jasper | $99M | 2 |
| Bank47 | Huntsville | $97M | 2 |
| Nova Bank | Huntsville | $91M | 1 |
| Commonwealth National Bank | Mobile | $79M | 2 |
The Farmers & Merchants Bank: common questions
Is The Farmers & Merchants Bank FDIC-insured?
Yes. The Farmers & Merchants Bank is an active FDIC-insured institution, FDIC Certificate #1745. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The Farmers & Merchants Bank headquartered?
The Farmers & Merchants Bank is headquartered at 320 Main St, Waterloo, AL 35677, according to FDIC records.
How many branches does The Farmers & Merchants Bank have?
FDIC location data lists 2 offices for The Farmers & Merchants Bank, all in Alabama.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.