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The First National Bank & Trust
✓ FDIC-insured · Active FDIC Certificate #4086
The First National Bank & Trust is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Elk City, Oklahoma, established in 1901. As of the 06/30/2026 FDIC call report, it reported $294M in total assets and $265M in deposits. FDIC location data lists 3 offices in Oklahoma. The FDIC classifies it as a community bank. It is owned by the holding company WESTERN OK FINL SERVICES INC (Elk City, OK).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of The First National Bank & Trust's FDIC-listed offices are in Oklahoma. Browse banks in Elk City for other local options.
Branch locations
| The First National Bank & Trust Main Branch · Full Service - Brick And Mortar | 102 S Main St Elk City, OK 73644 Map ↗ |
| The First National Bank & Trust Sayre Branch · Full Service - Brick And Mortar | 715 Ne Highway 66 Sayre, OK 73662 Map ↗ |
| The First National Bank & Trust The First National Bank & Trust · Full Service - Brick And Mortar | 2714 West Third Street Elk City, OK 73644 Map ↗ |
Holding company: WESTERN OK FINL SERVICES INC
The FDIC lists WESTERN OK FINL SERVICES INC, based in Elk City, OK, as the top holding company for The First National Bank & Trust. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Oklahoma
Active FDIC-insured banks headquartered in Oklahoma with total assets closest to The First National Bank & Trust's $294M. See all banks in Oklahoma.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Security State Bank of Oklahoma | Wewoka | $388M | 4 |
| McCurtain County National Bank | Broken Bow | $384M | 5 |
| The Pauls Valley National Bank | Pauls Valley | $357M | 6 |
| Sooner State Bank | Tuttle | $355M | 7 |
| Frazer Bank | Altus | $354M | 6 |
| Citizens Bank of Ada | Ada | $354M | 3 |
| Cowboy Bank | Kremlin | $350M | 8 |
| The First Security Bank | Beaver | $335M | 3 |
The First National Bank & Trust: common questions
Is The First National Bank & Trust FDIC-insured?
Yes. The First National Bank & Trust is an active FDIC-insured institution, FDIC Certificate #4086. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The First National Bank & Trust headquartered?
The First National Bank & Trust is headquartered at 2714 West Third Street, Elk City, OK 73644, according to FDIC records.
How many branches does The First National Bank & Trust have?
FDIC location data lists 3 offices for The First National Bank & Trust, all in Oklahoma.
Who owns The First National Bank & Trust?
The FDIC lists WESTERN OK FINL SERVICES INC of Elk City, OK as the top holding company for The First National Bank & Trust.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.