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The Payne County Bank
✓ FDIC-insured · Active FDIC Certificate #12485
The Payne County Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Perkins, Oklahoma, established in 1898. As of the 06/30/2026 FDIC call report, it reported $313M in total assets and $257M in deposits. FDIC location data lists 3 offices in Oklahoma. The FDIC classifies it as a community bank. It is owned by the holding company EMPLOYEE STK OWNERSHIP PLAN EMP PAYNE CNTY BK (Perkins, OK).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of The Payne County Bank's FDIC-listed offices are in Oklahoma. Browse banks in Perkins for other local options.
Branch locations
| The Payne County Bank Chandler Branch · Full Service - Brick And Mortar | 920 E 1st St Chandler, OK 74834 Map ↗ |
| The Payne County Bank Cushing Branch · Full Service - Brick And Mortar | 1002 E Main St Cushing, OK 74023 Map ↗ |
| The Payne County Bank The Payne County Bank · Full Service - Brick And Mortar | 202 S Main St Perkins, OK 74059 Map ↗ |
Holding company: EMPLOYEE STK OWNERSHIP PLAN EMP PAYNE CNTY BK
The FDIC lists EMPLOYEE STK OWNERSHIP PLAN EMP PAYNE CNTY BK, based in Perkins, OK, as the top holding company for The Payne County Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Oklahoma
Active FDIC-insured banks headquartered in Oklahoma with total assets closest to The Payne County Bank's $313M. See all banks in Oklahoma.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Security State Bank of Oklahoma | Wewoka | $388M | 4 |
| McCurtain County National Bank | Broken Bow | $384M | 5 |
| The Pauls Valley National Bank | Pauls Valley | $357M | 6 |
| Sooner State Bank | Tuttle | $355M | 7 |
| Frazer Bank | Altus | $354M | 6 |
| Citizens Bank of Ada | Ada | $354M | 3 |
| Cowboy Bank | Kremlin | $350M | 8 |
| The First Security Bank | Beaver | $335M | 3 |
The Payne County Bank: common questions
Is The Payne County Bank FDIC-insured?
Yes. The Payne County Bank is an active FDIC-insured institution, FDIC Certificate #12485. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The Payne County Bank headquartered?
The Payne County Bank is headquartered at 202 S Main St, Perkins, OK 74059, according to FDIC records.
How many branches does The Payne County Bank have?
FDIC location data lists 3 offices for The Payne County Bank, all in Oklahoma.
Who owns The Payne County Bank?
The FDIC lists EMPLOYEE STK OWNERSHIP PLAN EMP PAYNE CNTY BK of Perkins, OK as the top holding company for The Payne County Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.