The State Bank
✓ FDIC-insured · Active FDIC Certificate #13715
The State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Spirit Lake, Iowa, established in 1928. As of the 06/30/2026 FDIC call report, it reported $88M in total assets and $80M in deposits. FDIC location data lists 2 offices in Iowa. The FDIC classifies it as a community bank. It is owned by the holding company STATE BANCO LTD (Spirit Lake, IA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of The State Bank's FDIC-listed offices are in Iowa. Browse banks in Spirit Lake for other local options.
Branch locations
| The State Bank Terril Branch · Full Service - Brick And Mortar | 101 N State St Terril, IA 51364 Map ↗ |
| The State Bank The State Bank · Full Service - Brick And Mortar | 1902 Hill Ave Spirit Lake, IA 51360 Map ↗ |
Holding company: STATE BANCO LTD
The FDIC lists STATE BANCO LTD, based in Spirit Lake, IA, as the top holding company for The State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Iowa
Active FDIC-insured banks headquartered in Iowa with total assets closest to The State Bank's $88M. See all banks in Iowa.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Readlyn Savings Bank | Readlyn | $148M | 2 |
| Farmers Trust & Savings Bank | Earling | $148M | 3 |
| Exchange State Bank | Ames | $146M | 3 |
| Bank Plus | Estherville | $145M | 4 |
| First State Bank | Belmond | $142M | 1 |
| Bridge Community Bank | Mount Vernon | $141M | 3 |
| Farmers Savings Bank | Marshalltown | $140M | 3 |
| Community Bank | Dunlap | $138M | 7 |
The State Bank: common questions
Is The State Bank FDIC-insured?
Yes. The State Bank is an active FDIC-insured institution, FDIC Certificate #13715. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The State Bank headquartered?
The State Bank is headquartered at 1902 Hill Ave, Spirit Lake, IA 51360, according to FDIC records.
How many branches does The State Bank have?
FDIC location data lists 2 offices for The State Bank, all in Iowa.
Who owns The State Bank?
The FDIC lists STATE BANCO LTD of Spirit Lake, IA as the top holding company for The State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.