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Tioga State Bank National Association
✓ FDIC-insured · Active FDIC Certificate #9410
Tioga State Bank National Association is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Spencer, New York, established in 1884. As of the 06/30/2026 FDIC call report, it reported $625M in total assets and $538M in deposits. FDIC location data lists 10 offices in New York. The FDIC classifies it as a community bank. It is owned by the holding company TSB SERVICES INC (Spencer, NY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 10 of Tioga State Bank National Association's FDIC-listed offices are in New York. Browse banks in Spencer for other local options.
Branch locations
| Tioga State Bank National Association Candor Branch · Full Service - Brick And Mortar | 73 Main St Candor, NY 13743 Map ↗ |
| Tioga State Bank National Association Owego Fifth Avenue Branch · Full Service - Brick And Mortar | 923 State Route 17c Owego, NY 13827 Map ↗ |
| Tioga State Bank National Association Newfield Branch · Full Service - Brick And Mortar | 183 Main St Newfield, NY 14867 Map ↗ |
| Tioga State Bank National Association Waverly Branch · Full Service - Brick And Mortar | 436 Cayuta Ave Waverly, NY 14892 Map ↗ |
| Tioga State Bank National Association Vestal Branch · Full Service - Brick And Mortar | 1250 Vestal Pkwy E Vestal, NY 13850 Map ↗ |
| Tioga State Bank National Association Endwell Office Branch · Full Service - Brick And Mortar | 510 Hooper Rd Endwell, NY 13760 Map ↗ |
| Tioga State Bank National Association Upper Front Street Office Branch · Full Service - Brick And Mortar | 1430 Upper Front St Binghamton, NY 13901 Map ↗ |
| Tioga State Bank National Association Conklin Avenue Office Branch · Full Service - Brick And Mortar | 191 Conklin Ave Binghamton, NY 13903 Map ↗ |
| Tioga State Bank National Association Tioga State Bank National Association · Full Service - Brick And Mortar | 1 N Main St Spencer, NY 14883 Map ↗ |
| Tioga State Bank National Association Johnson City Office Branch · Full Service - Brick And Mortar | 716 Harry L Drive Johnson City, NY 13790 Map ↗ |
Holding company: TSB SERVICES INC
The FDIC lists TSB SERVICES INC, based in Spencer, NY, as the top holding company for Tioga State Bank National Association. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in New York
Active FDIC-insured banks headquartered in New York with total assets closest to Tioga State Bank National Association's $625M. See all banks in New York.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First National Bank of Scotia | Scotia | $719M | 10 |
| Jeff Bank, National Association | Jeffersonville | $686M | 10 |
| Geddes Federal Savings and Loan Association | Syracuse | $686M | 1 |
| Carver Federal Savings Bank | New York | $658M | 6 |
| Modern Bank, National Association | New York | $649M | 2 |
| Spring Bank | Bronx | $641M | 2 |
| NewBank | Flushing | $618M | 7 |
| Empire State Bank | Staten Island | $618M | 7 |
Tioga State Bank National Association: common questions
Is Tioga State Bank National Association FDIC-insured?
Yes. Tioga State Bank National Association is an active FDIC-insured institution, FDIC Certificate #9410. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Tioga State Bank National Association headquartered?
Tioga State Bank National Association is headquartered at 1 N Main St, Spencer, NY 14883, according to FDIC records.
How many branches does Tioga State Bank National Association have?
FDIC location data lists 10 offices for Tioga State Bank National Association, all in New York.
Who owns Tioga State Bank National Association?
The FDIC lists TSB SERVICES INC of Spencer, NY as the top holding company for Tioga State Bank National Association.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.