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United Community Bank

✓ FDIC-insured · Active FDIC Certificate #8544

United Community Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Perham, Minnesota, established in 1911. As of the 06/30/2026 FDIC call report, it reported $359M in total assets and $327M in deposits. FDIC location data lists 3 offices in Minnesota. The FDIC classifies it as a community bank. It is owned by the holding company PERHAM STATE BANCSHARES INC (Perham, MN).

Total assets
$359M
Total deposits
$327M
Offices
3
Return on assets
0.88%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 3 of United Community Bank's FDIC-listed offices are in Minnesota. Browse banks in Perham for other local options.

Branch locations

United Community Bank
Dent Branch · Full Service - Brick And Mortar
101 1st Ave N
Dent, MN 56528
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United Community Bank
United Community Bank · Full Service - Brick And Mortar
301 W Main St
Perham, MN 56573
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United Community Bank
Frazee Branch · Full Service - Brick And Mortar
122 West Main Street
Frazee, MN 56544
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Holding company: PERHAM STATE BANCSHARES INC

The FDIC lists PERHAM STATE BANCSHARES INC, based in Perham, MN, as the top holding company for United Community Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Minnesota

Active FDIC-insured banks headquartered in Minnesota with total assets closest to United Community Bank's $359M. See all banks in Minnesota.

BankHQ cityAssetsOffices
Sterling State BankAustin$462M6
Kensington BankKensington$447M7
Star BankMaple Lake$446M11
First National Bank MinnesotaSaint Peter$438M4
Foresight BankPlainview$434M3
Peoples State Bank of PlainviewPlainview$429M6
My Kind of Bank, National AssociationOttertail$423M5
Sentry BankSaint Joseph$415M4

United Community Bank: common questions

Is United Community Bank FDIC-insured?

Yes. United Community Bank is an active FDIC-insured institution, FDIC Certificate #8544. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is United Community Bank headquartered?

United Community Bank is headquartered at 301 W Main St, Perham, MN 56573, according to FDIC records.

How many branches does United Community Bank have?

FDIC location data lists 3 offices for United Community Bank, all in Minnesota.

Who owns United Community Bank?

The FDIC lists PERHAM STATE BANCSHARES INC of Perham, MN as the top holding company for United Community Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.