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Universal Bank
✓ FDIC-insured · Active FDIC Certificate #30722
Universal Bank is an FDIC-insured state-chartered savings bank, headquartered in West Covina, California, established in 1954. As of the 06/30/2026 FDIC call report, it reported $388M in total assets and $275M in deposits. FDIC location data lists 5 offices in California. The FDIC classifies it as a community bank. It is owned by the holding company UNIVERSAL FINANCIAL INC (West Covina, CA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of Universal Bank's FDIC-listed offices are in California. Browse banks in West Covina for other local options.
Branch locations
| Universal Bank Eagle Rock - Branch · Full Service - Brick And Mortar | 2575 Colorado Blvd Los Angeles, CA 90041 Map ↗ |
| Universal Bank Rosemead Branch · Full Service - Brick And Mortar | 3676 Rosemead Blvd Rosemead, CA 91770 Map ↗ |
| Universal Bank Arcadia Branch · Full Service - Brick And Mortar | 57 Wheeler Ave Arcadia, CA 91006 Map ↗ |
| Universal Bank Universal Bank · Full Service - Brick And Mortar | 3455 S Nogales St West Covina, CA 91792 Map ↗ |
| Universal Bank Monterey Park Branch · Full Service - Brick And Mortar | 404 S Atlantic Blvd Monterey Park, CA 91754 Map ↗ |
Holding company: UNIVERSAL FINANCIAL INC
The FDIC lists UNIVERSAL FINANCIAL INC, based in West Covina, CA, as the top holding company for Universal Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in California
Active FDIC-insured banks headquartered in California with total assets closest to Universal Bank's $388M. See all banks in California.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Community Commerce Bank | Claremont | $423M | 4 |
| Liberty Bank, National Association | Irvine | $399M | 4 |
| Community Bank of Santa Maria | Santa Maria | $397M | 2 |
| Balboa Thrift and Loan Association | Chula Vista | $394M | 4 |
| American Continental Bank | City Of Industry | $385M | 7 |
| Infinity Bank | Santa Ana | $360M | 1 |
| Murphy Bank | Fresno | $357M | 2 |
| Genesis Bank | Newport Beach | $340M | 2 |
Universal Bank: common questions
Is Universal Bank FDIC-insured?
Yes. Universal Bank is an active FDIC-insured institution, FDIC Certificate #30722. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Universal Bank headquartered?
Universal Bank is headquartered at 3455 S Nogales St, West Covina, CA 91792, according to FDIC records.
How many branches does Universal Bank have?
FDIC location data lists 5 offices for Universal Bank, all in California.
Who owns Universal Bank?
The FDIC lists UNIVERSAL FINANCIAL INC of West Covina, CA as the top holding company for Universal Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.