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Valley Central Bank

✓ FDIC-insured · Active FDIC Certificate #28555

Valley Central Bank is an FDIC-insured state-chartered savings and loan association, headquartered in Liberty Township, Ohio, established in 1884. As of the 06/30/2026 FDIC call report, it reported $187M in total assets and $146M in deposits. FDIC location data lists 3 offices in Ohio. The FDIC classifies it as a community bank. It is owned by the holding company VALLEY CENTRAL MHC (Liberty Township, OH).

Total assets

$187M

Total deposits

$146M

Offices

Return on assets

0.35%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 3 of Valley Central Bank's FDIC-listed offices are in Ohio. Browse banks in Liberty Township for other local options.

Branch locations

Valley Central Bank Valley Central Bank · Full Service - Brick And Mortar	6550 Princeton Glendale Rd Liberty Township, OH 45011 Map ↗
Valley Central Bank University Branch · Full Service - Brick And Mortar	701 N University Blvd Middletown, OH 45042 Map ↗
Valley Central Bank Reading Branch · Full Service - Brick And Mortar	115 W Benson St Reading, OH 45215 Map ↗

Holding company: VALLEY CENTRAL MHC

The FDIC lists VALLEY CENTRAL MHC, based in Liberty Township, OH, as the top holding company for Valley Central Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Ohio

Active FDIC-insured banks headquartered in Ohio with total assets closest to Valley Central Bank's $187M. See all banks in Ohio.

Bank	HQ city	Assets	Offices
First Federal Savings and Loan Association	Delta	$246M	6
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC	Kenton	$245M	3
The First National Bank of Sycamore	Sycamore	$239M	4
Buckeye Community Bank	Elyria	$238M	2
The Hicksville Bank	Hicksville	$221M	5
Southern Hills Community Bank	Leesburg	$210M	8
The First National Bank of McConnelsville	Mcconnelsville	$200M	6
First Federal Savings and Loan Association of Van Wert	Van Wert	$197M	2

Valley Central Bank: common questions

Is Valley Central Bank FDIC-insured?

Yes. Valley Central Bank is an active FDIC-insured institution, FDIC Certificate #28555. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Valley Central Bank headquartered?

Valley Central Bank is headquartered at 6550 Princeton Glendale Rd, Liberty Township, OH 45011, according to FDIC records.

How many branches does Valley Central Bank have?

FDIC location data lists 3 offices for Valley Central Bank, all in Ohio.

Who owns Valley Central Bank?

The FDIC lists VALLEY CENTRAL MHC of Liberty Township, OH as the top holding company for Valley Central Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.