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Western Dakota Bank
✓ FDIC-insured · Active FDIC Certificate #492
Western Dakota Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Timber Lake, South Dakota, established in 1919. As of the 06/30/2026 FDIC call report, it reported $86M in total assets and $77M in deposits. FDIC location data lists 2 offices in South Dakota. The FDIC classifies it as a community bank. It is owned by the holding company WESTERN DAKOTA HOLDING CO (Timber Lake, SD).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of Western Dakota Bank's FDIC-listed offices are in South Dakota. Browse banks in Timber Lake for other local options.
Branch locations
| Western Dakota Bank Isabel Branch · Full Service - Brick And Mortar | 302 North Main Isabel, SD 57633 Map ↗ |
| Western Dakota Bank Western Dakota Bank · Full Service - Brick And Mortar | 803 Main Street Timber Lake, SD 57656 Map ↗ |
Holding company: WESTERN DAKOTA HOLDING CO
The FDIC lists WESTERN DAKOTA HOLDING CO, based in Timber Lake, SD, as the top holding company for Western Dakota Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in South Dakota
Active FDIC-insured banks headquartered in South Dakota with total assets closest to Western Dakota Bank's $86M. See all banks in South Dakota.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| DNB NATIONAL BANK | Clear Lake | $124M | 2 |
| Security State Bank | Alexandria | $103M | 3 |
| Farmers State Bank of Canton | Canton | $82M | 1 |
| State Bank of Eagle Butte | Eagle Butte | $80M | 1 |
| Ipswich State Bank | Ipswich | $74M | 1 |
| Community Bank | Avon | $69M | 1 |
| The Security State Bank | Emery | $65M | 2 |
| First Western Federal Savings Bank | Rapid City | $64M | 1 |
Western Dakota Bank: common questions
Is Western Dakota Bank FDIC-insured?
Yes. Western Dakota Bank is an active FDIC-insured institution, FDIC Certificate #492. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Western Dakota Bank headquartered?
Western Dakota Bank is headquartered at 803 Main Street, Timber Lake, SD 57656, according to FDIC records.
How many branches does Western Dakota Bank have?
FDIC location data lists 2 offices for Western Dakota Bank, all in South Dakota.
Who owns Western Dakota Bank?
The FDIC lists WESTERN DAKOTA HOLDING CO of Timber Lake, SD as the top holding company for Western Dakota Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.