AB&T
✓ FDIC-insured · Active FDIC Certificate #35029
AB&T is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Albany, Georgia, established in 1999. As of the 06/30/2026 FDIC call report, it reported $261M in total assets and $228M in deposits. FDIC location data lists 3 offices in Georgia. The FDIC classifies it as a community bank. It is owned by the holding company COMMUNITY CAPITAL BANCSHARES (Albany, GA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of AB&T's FDIC-listed offices are in Georgia. Browse banks in Albany for other local options.
Branch locations
| AB&T Messenger Service Branch · Limited Service - Messenger | 2815 Meredyth Dr Albany, GA 31707 Map ↗ |
| AB&T Downtown Drive Through Branch · Limited Service - Drive Thru/Detached Facility | 241 Pine Ave Albany, GA 31701 Map ↗ |
| AB&T Ab&T · Full Service - Brick And Mortar | 2815 Meredyth Dr Albany, GA 31707 Map ↗ |
Holding company: COMMUNITY CAPITAL BANCSHARES
The FDIC lists COMMUNITY CAPITAL BANCSHARES, based in Albany, GA, as the top holding company for AB&T. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Georgia
Active FDIC-insured banks headquartered in Georgia with total assets closest to AB&T's $261M. See all banks in Georgia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First National Bank of Griffin | Griffin | $368M | 6 |
| Rabun County Bank | Clayton | $362M | 4 |
| First National Bank of Decatur County | Bainbridge | $360M | 6 |
| Flint Community Bank | Albany | $357M | 2 |
| First Southern Bank | Waycross | $347M | 1 |
| Altamaha Bank & Trust Company | Vidalia | $334M | 4 |
| Bank of Newington | Newington | $334M | 4 |
| Douglas National Bank | Douglas | $327M | 1 |
AB&T: common questions
Is AB&T FDIC-insured?
Yes. AB&T is an active FDIC-insured institution, FDIC Certificate #35029. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is AB&T headquartered?
AB&T is headquartered at 2815 Meredyth Dr, Albany, GA 31707, according to FDIC records.
How many branches does AB&T have?
FDIC location data lists 3 offices for AB&T, all in Georgia.
Who owns AB&T?
The FDIC lists COMMUNITY CAPITAL BANCSHARES of Albany, GA as the top holding company for AB&T.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.