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First Southern Bank
✓ FDIC-insured · Active FDIC Certificate #10055
First Southern Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Waycross, Georgia, established in 1907. As of the 06/30/2026 FDIC call report, it reported $347M in total assets and $313M in deposits. FDIC location data lists 1 office in Georgia. The FDIC classifies it as a community bank. It is owned by the holding company FSBH CORP (Bradenton, FL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
First Southern Bank's only FDIC-listed office is in Georgia. Browse banks in Waycross for other local options.
Branch locations
| First Southern Bank First Southern Bank · Full Service - Brick And Mortar | 930 Memorial Dr Waycross, GA 31501 Map ↗ |
Holding company: FSBH CORP
The FDIC lists FSBH CORP, based in Bradenton, FL, as the top holding company for First Southern Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Georgia
Active FDIC-insured banks headquartered in Georgia with total assets closest to First Southern Bank's $347M. See all banks in Georgia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Great Oaks Bank | Richmond Hill | $422M | 6 |
| The Citizens Bank of Swainsboro | Swainsboro | $420M | 5 |
| F&M Bank | Washington | $420M | 5 |
| Touchmark National Bank | Alpharetta | $417M | 1 |
| CIBC National Trust Company | Atlanta | $413M | 16 |
| Exchange Bank | Milledgeville | $410M | 5 |
| Commercial Banking Company | Valdosta | $410M | 5 |
| Citizens Bank of the South | Sandersville | $395M | 3 |
First Southern Bank: common questions
Is First Southern Bank FDIC-insured?
Yes. First Southern Bank is an active FDIC-insured institution, FDIC Certificate #10055. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Southern Bank headquartered?
First Southern Bank is headquartered at 930 Memorial Dr, Waycross, GA 31501, according to FDIC records.
How many branches does First Southern Bank have?
FDIC location data lists 1 office for First Southern Bank, all in Georgia.
Who owns First Southern Bank?
The FDIC lists FSBH CORP of Bradenton, FL as the top holding company for First Southern Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.