F&M Bank
✓ FDIC-insured · Active FDIC Certificate #16897
F&M Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Washington, Georgia, established in 1950. As of the 06/30/2026 FDIC call report, it reported $420M in total assets and $357M in deposits. FDIC location data lists 5 offices in Georgia. The FDIC classifies it as a community bank. It is owned by the holding company WASHINGTON WILKES HOLDING CO (Washington, GA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of F&M Bank's FDIC-listed offices are in Georgia. Browse banks in Washington for other local options.
Branch locations
| F&M Bank Crawfordville Branch · Full Service - Brick And Mortar | 123 Broad Street Crawfordville, GA 30631 Map ↗ |
| F&M Bank F&M Bank · Full Service - Brick And Mortar | 911 E Robert Toombs Ave Washington, GA 30673 Map ↗ |
| F&M Bank Downtown Branch · Full Service - Brick And Mortar | 201 E Robert Toombs Ave Washington, GA 30673 Map ↗ |
| F&M Bank Lincolnton Branch · Full Service - Brick And Mortar | 317 S Washington St Lincolnton, GA 30817 Map ↗ |
| F&M Bank Martinez Branch · Full Service - Brick And Mortar | 3861 Evans To Locks Rd Martinez, GA 30907 Map ↗ |
Holding company: WASHINGTON WILKES HOLDING CO
The FDIC lists WASHINGTON WILKES HOLDING CO, based in Washington, GA, as the top holding company for F&M Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Georgia
Active FDIC-insured banks headquartered in Georgia with total assets closest to F&M Bank's $420M. See all banks in Georgia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| The Bank of LaFayette, Georgia | La Fayette | $447M | 3 |
| Glennville Bank | Glennville | $444M | 7 |
| River City Bank | Rome | $423M | 4 |
| Great Oaks Bank | Richmond Hill | $422M | 6 |
| The Citizens Bank of Swainsboro | Swainsboro | $420M | 5 |
| Touchmark National Bank | Alpharetta | $417M | 1 |
| CIBC National Trust Company | Atlanta | $413M | 16 |
| Exchange Bank | Milledgeville | $410M | 5 |
F&M Bank: common questions
Is F&M Bank FDIC-insured?
Yes. F&M Bank is an active FDIC-insured institution, FDIC Certificate #16897. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is F&M Bank headquartered?
F&M Bank is headquartered at 911 E Robert Toombs Ave, Washington, GA 30673, according to FDIC records.
How many branches does F&M Bank have?
FDIC location data lists 5 offices for F&M Bank, all in Georgia.
Who owns F&M Bank?
The FDIC lists WASHINGTON WILKES HOLDING CO of Washington, GA as the top holding company for F&M Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.