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Exchange Bank

✓ FDIC-insured · Active FDIC Certificate #160

Exchange Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Milledgeville, Georgia, established in 1903. As of the 06/30/2026 FDIC call report, it reported $410M in total assets and $359M in deposits. FDIC location data lists 5 offices in Georgia. The FDIC classifies it as a community bank. It is owned by the holding company EXCHANGE BANKSHARES INC (Milledgeville, GA).

Total assets
$410M
Total deposits
$359M
Offices
5
Return on assets
-0.70%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 5 of Exchange Bank's FDIC-listed offices are in Georgia. Browse banks in Milledgeville for other local options.

Branch locations

Exchange Bank
Exchange Bank · Full Service - Brick And Mortar
250 W Hancock St
Milledgeville, GA 31061
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Exchange Bank
The Gray Office · Full Service - Brick And Mortar
4306 Gray Hwy
Gray, GA 31032
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Exchange Bank
Exchange Bank Of Lake Oconee Branch · Full Service - Brick And Mortar
6081 Lake Oconee Pkwy
Greensboro, GA 30642
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Exchange Bank
Lake Sinclair Branch · Full Service - Brick And Mortar
2801 N Columbia St
Milledgeville, GA 31061
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Exchange Bank
Braselton Branch · Full Service - Brick And Mortar
6700 Highway 53
Braselton, GA 30517
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Holding company: EXCHANGE BANKSHARES INC

The FDIC lists EXCHANGE BANKSHARES INC, based in Milledgeville, GA, as the top holding company for Exchange Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Georgia

Active FDIC-insured banks headquartered in Georgia with total assets closest to Exchange Bank's $410M. See all banks in Georgia.

BankHQ cityAssetsOffices
Glennville BankGlennville$444M7
River City BankRome$423M4
Great Oaks BankRichmond Hill$422M6
The Citizens Bank of SwainsboroSwainsboro$420M5
F&M BankWashington$420M5
Touchmark National BankAlpharetta$417M1
CIBC National Trust CompanyAtlanta$413M16
Commercial Banking CompanyValdosta$410M5

Exchange Bank: common questions

Is Exchange Bank FDIC-insured?

Yes. Exchange Bank is an active FDIC-insured institution, FDIC Certificate #160. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Exchange Bank headquartered?

Exchange Bank is headquartered at 250 W Hancock St, Milledgeville, GA 31061, according to FDIC records.

How many branches does Exchange Bank have?

FDIC location data lists 5 offices for Exchange Bank, all in Georgia.

Who owns Exchange Bank?

The FDIC lists EXCHANGE BANKSHARES INC of Milledgeville, GA as the top holding company for Exchange Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.