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American Community Bank & Trust
✓ FDIC-insured · Active FDIC Certificate #35412
American Community Bank & Trust is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Woodstock, Illinois, established in 2000. As of the 06/30/2026 FDIC call report, it reported $1.2B in total assets and $1.0B in deposits. FDIC location data lists 5 offices in Illinois. The FDIC classifies it as a community bank. It is owned by the holding company AMERICAN CMTY FINANCIAL INC (Woodstock, IL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of American Community Bank & Trust's FDIC-listed offices are in Illinois. Browse banks in Woodstock for other local options.
Branch locations
| American Community Bank & Trust Mchenry Branch · Full Service - Brick And Mortar | 1500 S State Route 31 Mchenry, IL 60050 Map ↗ |
| American Community Bank & Trust Crystal Lake Branch · Full Service - Brick And Mortar | 381 S Main St Crystal Lake, IL 60014 Map ↗ |
| American Community Bank & Trust Huntley Branch · Full Service - Brick And Mortar | 10101 Route 47 Huntley, IL 60142 Map ↗ |
| American Community Bank & Trust Arlington Heights Lpo Branch · Limited Service - Loan Production | 85 W Algonquin Rd Arlington Heights, IL 60005 Map ↗ |
| American Community Bank & Trust American Community Bank & Trust · Full Service - Brick And Mortar | 1290 Lake Ave Woodstock, IL 60098 Map ↗ |
Holding company: AMERICAN CMTY FINANCIAL INC
The FDIC lists AMERICAN CMTY FINANCIAL INC, based in Woodstock, IL, as the top holding company for American Community Bank & Trust. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Illinois
Active FDIC-insured banks headquartered in Illinois with total assets closest to American Community Bank & Trust's $1.2B. See all banks in Illinois.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Amalgamated Bank of Chicago | Chicago | $1.3B | 2 |
| First Bankers Trust Company, National Association | Quincy | $1.2B | 9 |
| Bank of Pontiac | Pontiac | $1.2B | 14 |
| The Federal Savings Bank | Chicago | $1.1B | 2 |
| Belmont Bank & Trust Company | Chicago | $1.1B | 5 |
| First Southern Bank | Marion | $1.0B | 19 |
| Cornerstone National Bank & Trust Company | Palatine | $1.0B | 5 |
| International Bank of Chicago | Chicago | $983M | 6 |
American Community Bank & Trust: common questions
Is American Community Bank & Trust FDIC-insured?
Yes. American Community Bank & Trust is an active FDIC-insured institution, FDIC Certificate #35412. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is American Community Bank & Trust headquartered?
American Community Bank & Trust is headquartered at 1290 Lake Ave, Woodstock, IL 60098, according to FDIC records.
How many branches does American Community Bank & Trust have?
FDIC location data lists 5 offices for American Community Bank & Trust, all in Illinois.
Who owns American Community Bank & Trust?
The FDIC lists AMERICAN CMTY FINANCIAL INC of Woodstock, IL as the top holding company for American Community Bank & Trust.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.