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Bank of Central Florida
✓ FDIC-insured · Active FDIC Certificate #58479
Bank of Central Florida is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Lakeland, Florida, established in 2007. As of the 06/30/2026 FDIC call report, it reported $1.2B in total assets and $1.1B in deposits. FDIC location data lists 6 offices in Florida. The FDIC classifies it as a community bank. It is owned by the holding company BANK OF CENTRAL FL HOLDING CO (Lakeland, FL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 6 of Bank of Central Florida's FDIC-listed offices are in Florida. Browse banks in Lakeland for other local options.
Branch locations
| Bank of Central Florida Bank Of Central Florida · Full Service - Brick And Mortar | 5015 S Florida Ave Lakeland, FL 33813 Map ↗ |
| Bank of Central Florida Downtown Lakeland Office · Full Service - Brick And Mortar | 724 S Florida Ave Lakeland, FL 33801 Map ↗ |
| Bank of Central Florida Winter Haven Branch · Full Service - Brick And Mortar | 201 3rd St Sw Winter Haven, FL 33880 Map ↗ |
| Bank of Central Florida Plant City Branch · Full Service - Brick And Mortar | 409 N Alexander St Plant City, FL 33563 Map ↗ |
| Bank of Central Florida Dale Mabry Branch · Full Service - Brick And Mortar | 1 N Dale Mabry Hwy Tampa, FL 33609 Map ↗ |
| Bank of Central Florida South Tampa Branch · Full Service - Brick And Mortar | 201 S Howard Ave Tampa, FL 33606 Map ↗ |
Holding company: BANK OF CENTRAL FL HOLDING CO
The FDIC lists BANK OF CENTRAL FL HOLDING CO, based in Lakeland, FL, as the top holding company for Bank of Central Florida. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Florida
Active FDIC-insured banks headquartered in Florida with total assets closest to Bank of Central Florida's $1.2B. See all banks in Florida.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Citizens Bank and Trust | Frostproof | $1.5B | 17 |
| Grove Bank & Trust | Miami | $1.4B | 5 |
| OptimumBank | Fort Lauderdale | $1.4B | 4 |
| Helm Bank USA | Miami | $1.2B | 2 |
| First State Bank | Key West | $1.2B | 9 |
| BayFirst National Bank | Saint Petersburg | $1.1B | 12 |
| Brannen Bank | Inverness | $1.0B | 12 |
| Sanibel Captiva Community Bank | Sanibel | $976M | 8 |
Bank of Central Florida: common questions
Is Bank of Central Florida FDIC-insured?
Yes. Bank of Central Florida is an active FDIC-insured institution, FDIC Certificate #58479. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Bank of Central Florida headquartered?
Bank of Central Florida is headquartered at 5015 S Florida Ave, Lakeland, FL 33813, according to FDIC records.
How many branches does Bank of Central Florida have?
FDIC location data lists 6 offices for Bank of Central Florida, all in Florida.
Who owns Bank of Central Florida?
The FDIC lists BANK OF CENTRAL FL HOLDING CO of Lakeland, FL as the top holding company for Bank of Central Florida.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.