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First State Bank
✓ FDIC-insured · Active FDIC Certificate #17509
First State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Key West, Florida, established in 1955. As of the 06/30/2026 FDIC call report, it reported $1.2B in total assets and $1.1B in deposits. FDIC location data lists 9 offices in Florida. The FDIC classifies it as a community bank. It is owned by the holding company FIRST STATE BANK HOLDING CO (Key West, FL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 9 of First State Bank's FDIC-listed offices are in Florida. Browse banks in Key West for other local options.
Branch locations
| First State Bank First State Bank · Full Service - Brick And Mortar | 1201 Simonton St Key West, FL 33040 Map ↗ |
| First State Bank Key Largo Branch · Full Service - Brick And Mortar | 97670 Overseas Hwy Key Largo, FL 33037 Map ↗ |
| First State Bank Boulevard Branch · Full Service - Brick And Mortar | 3406 N Roosevelt Blvd Key West, FL 33040 Map ↗ |
| First State Bank Tradewinds Branch · Full Service - Brick And Mortar | 101433 Overseas Hwy Key Largo, FL 33037 Map ↗ |
| First State Bank Marathon Branch · Full Service - Brick And Mortar | 6900 Overseas Hwy Marathon, FL 33050 Map ↗ |
| First State Bank Stock Island Branch · Full Service - Brick And Mortar | 5450 Macdonald Ave Stock Island, FL 33040 Map ↗ |
| First State Bank Islamorada Branch · Full Service - Brick And Mortar | 81621 Old Hwy Islamorada, FL 33036 Map ↗ |
| First State Bank Miramar Branch · Limited Service - Administrative | 3740 Executive Way Miramar, FL 33025 Map ↗ |
| First State Bank Big Pine Branch · Full Service - Brick And Mortar | 30515 Overseas Hwy Big Pine Key, FL 33043 Map ↗ |
Holding company: FIRST STATE BANK HOLDING CO
The FDIC lists FIRST STATE BANK HOLDING CO, based in Key West, FL, as the top holding company for First State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Florida
Active FDIC-insured banks headquartered in Florida with total assets closest to First State Bank's $1.2B. See all banks in Florida.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Grove Bank & Trust | Miami | $1.4B | 5 |
| OptimumBank | Fort Lauderdale | $1.4B | 4 |
| Bank of Central Florida | Lakeland | $1.2B | 6 |
| Helm Bank USA | Miami | $1.2B | 2 |
| BayFirst National Bank | Saint Petersburg | $1.1B | 12 |
| Brannen Bank | Inverness | $1.0B | 12 |
| Sanibel Captiva Community Bank | Sanibel | $976M | 8 |
| Mainstreet Community Bank of Florida | Deland | $953M | 9 |
First State Bank: common questions
Is First State Bank FDIC-insured?
Yes. First State Bank is an active FDIC-insured institution, FDIC Certificate #17509. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First State Bank headquartered?
First State Bank is headquartered at 1201 Simonton St, Key West, FL 33040, according to FDIC records.
How many branches does First State Bank have?
FDIC location data lists 9 offices for First State Bank, all in Florida.
Who owns First State Bank?
The FDIC lists FIRST STATE BANK HOLDING CO of Key West, FL as the top holding company for First State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.