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Bank of the James
✓ FDIC-insured · Active FDIC Certificate #35207
Bank of the James is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Lynchburg, Virginia, established in 1999. As of the 06/30/2026 FDIC call report, it reported $1.0B in total assets and $938M in deposits. FDIC location data lists 22 offices in Virginia. The FDIC classifies it as a community bank. It is owned by the holding company BK JAMES FINL GROUP INC (Lynchburg, VA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 22 of Bank of the James's FDIC-listed offices are in Virginia. Browse banks in Lynchburg for other local options.
Branch locations
| Bank of the James Fort Avenue Branch · Full Service - Brick And Mortar | 5204 Fort Ave Lynchburg, VA 24502 Map ↗ |
| Bank of the James Madison Heights Branch · Full Service - Brick And Mortar | 4698 S Amherst Hwy Madison Heights, VA 24572 Map ↗ |
| Bank of the James Forest Branch · Full Service - Brick And Mortar | 17000 Forest Rd Forest, VA 24551 Map ↗ |
| Bank of the James Boonsboro Branch · Full Service - Brick And Mortar | 4935 Boonsboro Rd Lynchburg, VA 24503 Map ↗ |
| Bank of the James Amherst Branch · Full Service - Brick And Mortar | 164 S Main St Amherst, VA 24521 Map ↗ |
| Bank of the James Bedford Branch · Full Service - Brick And Mortar | 1405 Old Dominion Blvd Bedford, VA 24523 Map ↗ |
| Bank of the James Altavista Branch · Full Service - Brick And Mortar | 1110 Main St Altavista, VA 24517 Map ↗ |
| Bank of the James Westminster-Canterbury Branch · Limited Service - Mobile/Seasonal | 501 Ves Rd Lynchburg, VA 24503 Map ↗ |
| Bank of the James Harrisonburg Hight Street Branch · Full Service - Brick And Mortar | 1391 S High St Harrisonburg, VA 22801 Map ↗ |
| Bank of the James Westminster-Canterbury Blue Ridge Branch · Full Service - Retail | 250 Pantops Mountain Rd Charlottesville, VA 22911 Map ↗ |
| Bank of the James Appomattox Branch · Full Service - Brick And Mortar | 1745 Confederate Blvd Appomattox, VA 24522 Map ↗ |
| Bank of the James Roanoke Electric Road Branch · Full Service - Retail | 3562 Electric Rd Roanoke, VA 24018 Map ↗ |
| Bank of the James Charlottesville 5th St Station Branch · Full Service - Brick And Mortar | 225 Merchant Walk Ave Charlottesville, VA 22902 Map ↗ |
| Bank of the James Lexington South Main Branch · Full Service - Brick And Mortar | 45 S Main St Lexington, VA 24450 Map ↗ |
| Bank of the James Charlottesville Water St Branch · Full Service - Brick And Mortar | 550 E Water St Charlottesville, VA 22902 Map ↗ |
| Bank of the James Roanoke Oak Grove Branch · Full Service - Brick And Mortar | 2101 Electric Rd Roanoke, VA 24018 Map ↗ |
| Bank of the James Rustburg Branch · Full Service - Brick And Mortar | 13 Village Hwy Rustburg, VA 24588 Map ↗ |
| Bank of the James Peakland Branch · Full Service - Brick And Mortar | 4105 Boonsboro Rd Lynchburg, VA 24503 Map ↗ |
| Bank of the James Buchanan Branch · Full Service - Brick And Mortar | 19792 Main St Buchanan, VA 24066 Map ↗ |
| Bank of the James Nellysford Branch · Full Service - Brick And Mortar | 2935 Rockfish Valley Hwy Nellysford, VA 22958 Map ↗ |
| Bank of the James Timberlake Branch · Full Service - Brick And Mortar | 20795 Timberlake Rd Lynchburg, VA 24502 Map ↗ |
| Bank of the James Bank Of The James · Full Service - Brick And Mortar | 828 Main St Lynchburg, VA 24504 Map ↗ |
Holding company: BK JAMES FINL GROUP INC
The FDIC lists BK JAMES FINL GROUP INC, based in Lynchburg, VA, as the top holding company for Bank of the James. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Virginia
Active FDIC-insured banks headquartered in Virginia with total assets closest to Bank of the James's $1.0B. See all banks in Virginia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Farmers & Merchants Bank | Timberville | $1.4B | 16 |
| SKYLINE NATIONAL BANK | Independence | $1.3B | 29 |
| Trustar Bank | Great Falls | $1.1B | 6 |
| First National Bank | Altavista | $1.1B | 20 |
| The Freedom Bank of Virginia | Fairfax | $1.0B | 6 |
| Oak View National Bank | Warrenton | $966M | 4 |
| New Peoples Bank, Inc. | Honaker | $942M | 19 |
| Bank of Botetourt | Buchanan | $939M | 14 |
Bank of the James: common questions
Is Bank of the James FDIC-insured?
Yes. Bank of the James is an active FDIC-insured institution, FDIC Certificate #35207. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Bank of the James headquartered?
Bank of the James is headquartered at 828 Main St, Lynchburg, VA 24504, according to FDIC records.
How many branches does Bank of the James have?
FDIC location data lists 22 offices for Bank of the James, all in Virginia.
Who owns Bank of the James?
The FDIC lists BK JAMES FINL GROUP INC of Lynchburg, VA as the top holding company for Bank of the James.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.