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Beneficial State Bank
✓ FDIC-insured · Active FDIC Certificate #58490
Beneficial State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Oakland, California, established in 2007. As of the 06/30/2026 FDIC call report, it reported $2.0B in total assets and $1.7B in deposits. FDIC location data lists 9 offices across 3 states and territories, with the most in California (5). The FDIC classifies it as a community bank. It is owned by the holding company BENEFICIAL STATE BCORP INC (Oakland, CA).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Beneficial State Bank has offices in 3 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| California | 5 | 55.6% |
| Oregon | 3 | 33.3% |
| Washington | 1 | 11.1% |
Branch locations
| Beneficial State Bank East Los Angeles Branch · Full Service - Brick And Mortar | 3626 E 1st St Los Angeles, CA 90063 Map ↗ |
| Beneficial State Bank Porterville Branch · Limited Service - Loan Production | 268 N Main St Porterville, CA 93257 Map ↗ |
| Beneficial State Bank Fresno Branch · Full Service - Brick And Mortar | 170 W Shaw Ave Fresno, CA 93704 Map ↗ |
| Beneficial State Bank Beneficial State Bank · Full Service - Brick And Mortar | 2100 Franklin St Oakland, CA 94612 Map ↗ |
| Beneficial State Bank Sacramento Branch · Limited Service - Loan Production | 980 9th St Sacramento, CA 95814 Map ↗ |
| Beneficial State Bank Pearl Branch Office · Full Service - Brick And Mortar | 430 Nw 10th Ave Portland, OR 97209 Map ↗ |
| Beneficial State Bank Rose City Branch · Full Service - Brick And Mortar | 5636 Ne Sandy Blvd Portland, OR 97213 Map ↗ |
| Beneficial State Bank Mlk Portland Branch · Full Service - Brick And Mortar | 2002 Ne Martin Luther King Jr Blvd Portland, OR 97212 Map ↗ |
| Beneficial State Bank Seattle Branch · Full Service - Brick And Mortar | 1501 E Madison St Seattle, WA 98122 Map ↗ |
Holding company: BENEFICIAL STATE BCORP INC
The FDIC lists BENEFICIAL STATE BCORP INC, based in Oakland, CA, as the top holding company for Beneficial State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in California
Active FDIC-insured banks headquartered in California with total assets closest to Beneficial State Bank's $2.0B. See all banks in California.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| El Dorado Savings Bank, F.S.B. | Placerville | $2.4B | 35 |
| Plumas Bank | Quincy | $2.3B | 19 |
| Montecito Bank & Trust | Santa Barbara | $2.0B | 17 |
| Mission Bank | Bakersfield | $2.0B | 8 |
| Oak Valley Community Bank | Oakdale | $2.0B | 20 |
| Commonwealth Business Bank | Los Angeles | $2.0B | 13 |
| First Northern Bank of Dixon | Dixon | $1.9B | 21 |
| US Metro Bank | Garden Grove | $1.6B | 11 |
Beneficial State Bank: common questions
Is Beneficial State Bank FDIC-insured?
Yes. Beneficial State Bank is an active FDIC-insured institution, FDIC Certificate #58490. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Beneficial State Bank headquartered?
Beneficial State Bank is headquartered at 2100 Franklin St, Oakland, CA 94612, according to FDIC records.
How many branches does Beneficial State Bank have?
FDIC location data lists 9 offices for Beneficial State Bank in 3 states and territories. The most are in California (5), followed by Oregon (3).
Who owns Beneficial State Bank?
The FDIC lists BENEFICIAL STATE BCORP INC of Oakland, CA as the top holding company for Beneficial State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.