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Montecito Bank & Trust
✓ FDIC-insured · Active FDIC Certificate #21956
Montecito Bank & Trust is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Santa Barbara, California, established in 1975. As of the 06/30/2026 FDIC call report, it reported $2.0B in total assets and $1.7B in deposits. FDIC location data lists 17 offices in California. The FDIC classifies it as a community bank. It is owned by the holding company MONTECITO BCORP (Santa Barbara, CA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 17 of Montecito Bank & Trust's FDIC-listed offices are in California. Browse banks in Santa Barbara for other local options.
Branch locations
| Montecito Bank & Trust Montecito Bank & Trust · Full Service - Brick And Mortar | 1000 State St Santa Barbara, CA 93101 Map ↗ |
| Montecito Bank & Trust Montecito Branch · Full Service - Brick And Mortar | 1106 Coast Village Rd Montecito, CA 93108 Map ↗ |
| Montecito Bank & Trust Goleta Branch · Full Service - Brick And Mortar | 5658 Calle Real Goleta, CA 93117 Map ↗ |
| Montecito Bank & Trust La Cumbre Branch · Full Service - Brick And Mortar | 3802 State St Santa Barbara, CA 93105 Map ↗ |
| Montecito Bank & Trust Carpinteria Branch · Full Service - Brick And Mortar | 1023 Casitas Pass Rd Carpinteria, CA 93013 Map ↗ |
| Montecito Bank & Trust Santa Ynez Valley Mesngr Ser Branch · Limited Service - Messenger | 591 Alamo Pintado Rd Solvang, CA 93463 Map ↗ |
| Montecito Bank & Trust Ventura Branch · Full Service - Brick And Mortar | 4730 Telephone Rd Ventura, CA 93003 Map ↗ |
| Montecito Bank & Trust Solvang Branch · Full Service - Brick And Mortar | 591 Alamo Pintado Rd Solvang, CA 93463 Map ↗ |
| Montecito Bank & Trust Hollister Branch · Full Service - Brick And Mortar | 6900 Hollister Ave Goleta, CA 93117 Map ↗ |
| Montecito Bank & Trust Camarillo Branch · Full Service - Brick And Mortar | 770 Paseo Camarillo Camarillo, CA 93010 Map ↗ |
| Montecito Bank & Trust Mesa Branch · Full Service - Brick And Mortar | 2034 Cliff Dr Santa Barbara, CA 93109 Map ↗ |
| Montecito Bank & Trust Maravilla · Full Service - Brick And Mortar | 5486 Calle Real Santa Barbara, CA 93111 Map ↗ |
| Montecito Bank & Trust Casa Dorinda · Full Service - Brick And Mortar | 300 Hot Springs Rd Montecito, CA 93108 Map ↗ |
| Montecito Bank & Trust Samarkand · Full Service - Brick And Mortar | 2550 Treasure Dr Santa Barbara, CA 93105 Map ↗ |
| Montecito Bank & Trust Westlake Branch · Full Service - Brick And Mortar | 101 N Westlake Blvd Westlake Village, CA 91362 Map ↗ |
| Montecito Bank & Trust Santa Maria Branch · Full Service - Brick And Mortar | 2125 South Broadway Santa Maria, CA 93454 Map ↗ |
| Montecito Bank & Trust Oxnard Branch · Full Service - Brick And Mortar | 300 W Esplanade Dr Oxnard, CA 93036 Map ↗ |
Holding company: MONTECITO BCORP
The FDIC lists MONTECITO BCORP, based in Santa Barbara, CA, as the top holding company for Montecito Bank & Trust. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in California
Active FDIC-insured banks headquartered in California with total assets closest to Montecito Bank & Trust's $2.0B. See all banks in California.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| El Dorado Savings Bank, F.S.B. | Placerville | $2.4B | 35 |
| Plumas Bank | Quincy | $2.3B | 19 |
| Beneficial State Bank | Oakland | $2.0B | 9 |
| Mission Bank | Bakersfield | $2.0B | 8 |
| Oak Valley Community Bank | Oakdale | $2.0B | 20 |
| Commonwealth Business Bank | Los Angeles | $2.0B | 13 |
| First Northern Bank of Dixon | Dixon | $1.9B | 21 |
| US Metro Bank | Garden Grove | $1.6B | 11 |
Montecito Bank & Trust: common questions
Is Montecito Bank & Trust FDIC-insured?
Yes. Montecito Bank & Trust is an active FDIC-insured institution, FDIC Certificate #21956. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Montecito Bank & Trust headquartered?
Montecito Bank & Trust is headquartered at 1000 State St, Santa Barbara, CA 93101, according to FDIC records.
How many branches does Montecito Bank & Trust have?
FDIC location data lists 17 offices for Montecito Bank & Trust, all in California.
Who owns Montecito Bank & Trust?
The FDIC lists MONTECITO BCORP of Santa Barbara, CA as the top holding company for Montecito Bank & Trust.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.