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Central Bank

✓ FDIC-insured · Active FDIC Certificate #58377

Central Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Tampa, Florida, established in 2007. As of the 06/30/2026 FDIC call report, it reported $387M in total assets and $325M in deposits. FDIC location data lists 4 offices across 2 states and territories, with the most in Florida (3). The FDIC classifies it as a community bank. It is owned by the holding company CENTRAL FINANCIAL HOLDINGS INC (Tampa, FL).

Total assets
$387M
Total deposits
$325M
Offices
4
Return on assets
0.84%

Financial data as of the 06/30/2026 FDIC call report.

Branches by state

Central Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.

StateOfficesShare
Florida375.0%
Georgia125.0%

Branch locations

Central Bank
Central Bank · Full Service - Brick And Mortar
20701 Bruce B Downs Blvd
Tampa, FL 33647
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Central Bank
Winter Park Branch · Full Service - Brick And Mortar
702 Orange Ave
Winter Park, FL 32789
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Central Bank
St. Augustine Branch · Full Service - Brick And Mortar
2300 N Ponce De Leon Blvd
Saint Augustine, FL 32084
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Central Bank
Suwanee Branch · Full Service - Brick And Mortar
3893 Lawrenceville Suwanee Rd
Suwanee, GA 30024
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Holding company: CENTRAL FINANCIAL HOLDINGS INC

The FDIC lists CENTRAL FINANCIAL HOLDINGS INC, based in Tampa, FL, as the top holding company for Central Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Florida

Active FDIC-insured banks headquartered in Florida with total assets closest to Central Bank's $387M. See all banks in Florida.

BankHQ cityAssetsOffices
Paradise BankBoca Raton$415M3
Waterfall BankClearwater$410M2
Locality BankFort Lauderdale$396M2
TCM Bank, National AssociationTampa$382M1
Desjardins Bank, National AssociationHallandale$362M2
The First National Bank of Mount DoraMount Dora$358M3
Interamerican Bank, A FSBMiami$356M5
Gulfside BankSarasota$345M2

Central Bank: common questions

Is Central Bank FDIC-insured?

Yes. Central Bank is an active FDIC-insured institution, FDIC Certificate #58377. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Central Bank headquartered?

Central Bank is headquartered at 20701 Bruce B Downs Blvd, Tampa, FL 33647, according to FDIC records.

How many branches does Central Bank have?

FDIC location data lists 4 offices for Central Bank in 2 states and territories. The most are in Florida (3), followed by Georgia (1).

Who owns Central Bank?

The FDIC lists CENTRAL FINANCIAL HOLDINGS INC of Tampa, FL as the top holding company for Central Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.