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Waterfall Bank
✓ FDIC-insured · Active FDIC Certificate #59265
Waterfall Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Clearwater, Florida, established in 2021. As of the 06/30/2026 FDIC call report, it reported $410M in total assets and $330M in deposits. FDIC location data lists 2 offices in Florida. The FDIC classifies it as a community bank. It is owned by the holding company WATERFALL BCORP INC (Clearwater, FL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of Waterfall Bank's FDIC-listed offices are in Florida. Browse banks in Clearwater for other local options.
Branch locations
| Waterfall Bank Waterfall Bank · Full Service - Brick And Mortar | 500 Mclennan St Clearwater, FL 33756 Map ↗ |
| Waterfall Bank Waterfall Messenger Service Branch · Limited Service - Messenger | 500 Mclennan St Clearwater, FL 33756 Map ↗ |
Holding company: WATERFALL BCORP INC
The FDIC lists WATERFALL BCORP INC, based in Clearwater, FL, as the top holding company for Waterfall Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Florida
Active FDIC-insured banks headquartered in Florida with total assets closest to Waterfall Bank's $410M. See all banks in Florida.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| BankFlorida | Dade City | $460M | 6 |
| Edison National Bank | Fort Myers | $454M | 4 |
| Paradise Bank | Boca Raton | $415M | 3 |
| Locality Bank | Fort Lauderdale | $396M | 2 |
| Central Bank | Tampa | $387M | 4 |
| TCM Bank, National Association | Tampa | $382M | 1 |
| Desjardins Bank, National Association | Hallandale | $362M | 2 |
| The First National Bank of Mount Dora | Mount Dora | $358M | 3 |
Waterfall Bank: common questions
Is Waterfall Bank FDIC-insured?
Yes. Waterfall Bank is an active FDIC-insured institution, FDIC Certificate #59265. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Waterfall Bank headquartered?
Waterfall Bank is headquartered at 500 Mclennan St, Clearwater, FL 33756, according to FDIC records.
How many branches does Waterfall Bank have?
FDIC location data lists 2 offices for Waterfall Bank, all in Florida.
Who owns Waterfall Bank?
The FDIC lists WATERFALL BCORP INC of Clearwater, FL as the top holding company for Waterfall Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.