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Central National Bank
✓ FDIC-insured · Active FDIC Certificate #22396
Central National Bank is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Waco, Texas, established in 1977. As of the 06/30/2026 FDIC call report, it reported $1.5B in total assets and $1.3B in deposits. FDIC location data lists 5 offices in Texas. The FDIC classifies it as a community bank. It is owned by the holding company CENTRABANC CORP (Waco, TX).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of Central National Bank's FDIC-listed offices are in Texas. Browse banks in Waco for other local options.
Branch locations
| Central National Bank Central National Bank · Full Service - Brick And Mortar | 8320 W Highway 84 Waco, TX 76712 Map ↗ |
| Central National Bank Central Tower Branch · Full Service - Brick And Mortar | 5400 Bosque Blvd Waco, TX 76710 Map ↗ |
| Central National Bank Temple Branch · Full Service - Brick And Mortar | 938 Canyon Creek Dr Temple, TX 76502 Map ↗ |
| Central National Bank Austin Branch · Full Service - Brick And Mortar | 835 W 6th St Austin, TX 78703 Map ↗ |
| Central National Bank Central National Bank Austin Westlake Branch · Full Service - Brick And Mortar | 3801 N Capital Of Texas Hwy Austin, TX 78746 Map ↗ |
Holding company: CENTRABANC CORP
The FDIC lists CENTRABANC CORP, based in Waco, TX, as the top holding company for Central National Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Texas
Active FDIC-insured banks headquartered in Texas with total assets closest to Central National Bank's $1.5B. See all banks in Texas.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First National Bank of Central Texas | Waco | $1.8B | 8 |
| Commercial Bank of Texas, National Association | Nacogdoches | $1.7B | 24 |
| First State Bank of Uvalde | Uvalde | $1.7B | 8 |
| Community National Bank & Trust of Texas | Corsicana | $1.7B | 18 |
| Benchmark Bank | Plano | $1.6B | 8 |
| The Moody National Bank | Galveston | $1.5B | 15 |
| Pegasus Bank | Dallas | $1.5B | 3 |
| Rio Bank | Mcallen | $1.4B | 24 |
Central National Bank: common questions
Is Central National Bank FDIC-insured?
Yes. Central National Bank is an active FDIC-insured institution, FDIC Certificate #22396. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Central National Bank headquartered?
Central National Bank is headquartered at 8320 W Highway 84, Waco, TX 76712, according to FDIC records.
How many branches does Central National Bank have?
FDIC location data lists 5 offices for Central National Bank, all in Texas.
Who owns Central National Bank?
The FDIC lists CENTRABANC CORP of Waco, TX as the top holding company for Central National Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.