Rio Bank
✓ FDIC-insured · Active FDIC Certificate #25886
Rio Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Mcallen, Texas, established in 1985. As of the 06/30/2026 FDIC call report, it reported $1.4B in total assets and $1.2B in deposits. FDIC location data lists 24 offices in Texas. The FDIC classifies it as a community bank. It is owned by the holding company RIO FINANCIAL SERVICES INC (Mcallen, TX).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 24 of Rio Bank's FDIC-listed offices are in Texas. Browse banks in Mcallen for other local options.
Branch locations
| Rio Bank Elsa State Bank And Trust Company Branch · Full Service - Brick And Mortar | 300 West Edinburg Avenue Elsa, TX 78543 Map ↗ |
| Rio Bank Elsa State Bank - Rgc Branch · Full Service - Brick And Mortar | 712 W Main St Rio Grande City, TX 78582 Map ↗ |
| Rio Bank Elsa State Bank - Roma Branch · Full Service - Brick And Mortar | 47 E Grant St Roma, TX 78584 Map ↗ |
| Rio Bank Elsa State Bank & Tr Co-Edcouch Bran · Limited Service - Drive Thru/Detached Facility | 442 W Santa Rosa Ave Edcouch, TX 78538 Map ↗ |
| Rio Bank North Mcallen Branch · Full Service - Brick And Mortar | 4120 N Mccoll Rd Mcallen, TX 78504 Map ↗ |
| Rio Bank Blanco Branch · Full Service - Brick And Mortar | 1108 Main St Blanco, TX 78606 Map ↗ |
| Rio Bank Marble Falls Branch · Full Service - Brick And Mortar | 1001 Highway 1431 Marble Falls, TX 78654 Map ↗ |
| Rio Bank Dripping Springs Branch · Full Service - Brick And Mortar | 401 E. Highway 290 West Dripping Springs, TX 78620 Map ↗ |
| Rio Bank Rio Bank · Full Service - Brick And Mortar | 701 E Expressway 83 Mcallen, TX 78501 Map ↗ |
| Rio Bank Johnson City · Full Service - Brick And Mortar | 403 Us Highways 281 And 290 South Johnson City, TX 78636 Map ↗ |
| Rio Bank Elsa State Bank - Weslaco Branch · Full Service - Brick And Mortar | 3124 E Business 83 Weslaco, TX 78596 Map ↗ |
| Rio Bank San Juan Branch · Full Service - Brick And Mortar | 401 W Fm 495 San Juan, TX 78589 Map ↗ |
| Rio Bank Palmview Branch · Full Service - Brick And Mortar | 401 N Bentsen Palm Dr Mission, TX 78574 Map ↗ |
| Rio Bank Elsa State Bank - Edinburg Branch · Full Service - Brick And Mortar | 621 W University Dr Edinburg, TX 78539 Map ↗ |
| Rio Bank Brownsville Branch · Full Service - Brick And Mortar | 3401 Old Highway 77 Brownsville, TX 78520 Map ↗ |
| Rio Bank South Mcallen Branch · Full Service - Brick And Mortar | 720 E Jackson Ave Mcallen, TX 78501 Map ↗ |
| Rio Bank Weslaco Branch · Full Service - Brick And Mortar | 1000 N Westgate Dr Weslaco, TX 78596 Map ↗ |
| Rio Bank Harlingen Branch · Full Service - Brick And Mortar | 601 S Stuart Place Rd Harlingen, TX 78552 Map ↗ |
| Rio Bank Mcallen Branch · Full Service - Brick And Mortar | 1655 N 23rd St Mcallen, TX 78501 Map ↗ |
| Rio Bank Austin Lpo Branch · Limited Service - Loan Production | 200 Austin Hwy San Antonio, TX 78209 Map ↗ |
| Rio Bank Rio Bank - Alamo Heights Branch · Full Service - Brick And Mortar | 5700 Broadway San Antonio, TX 78209 Map ↗ |
| Rio Bank Fredericksburg Branch · Full Service - Brick And Mortar | 610 West Main Street Fredericksburg, TX 78624 Map ↗ |
| Rio Bank Stone Oak Branch · Full Service - Brick And Mortar | 150 N Loop 1604 E San Antonio, TX 78232 Map ↗ |
| Rio Bank Huebner Banking Center Branch · Full Service - Brick And Mortar | 19223 Stone Oak Pkwy San Antonio, TX 78258 Map ↗ |
Holding company: RIO FINANCIAL SERVICES INC
The FDIC lists RIO FINANCIAL SERVICES INC, based in Mcallen, TX, as the top holding company for Rio Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Texas
Active FDIC-insured banks headquartered in Texas with total assets closest to Rio Bank's $1.4B. See all banks in Texas.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Commercial Bank of Texas, National Association | Nacogdoches | $1.7B | 24 |
| First State Bank of Uvalde | Uvalde | $1.7B | 8 |
| Community National Bank & Trust of Texas | Corsicana | $1.7B | 18 |
| Benchmark Bank | Plano | $1.6B | 8 |
| The Moody National Bank | Galveston | $1.5B | 15 |
| Central National Bank | Waco | $1.5B | 5 |
| Pegasus Bank | Dallas | $1.5B | 3 |
| Central Bank | Houston | $1.4B | 4 |
Rio Bank: common questions
Is Rio Bank FDIC-insured?
Yes. Rio Bank is an active FDIC-insured institution, FDIC Certificate #25886. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Rio Bank headquartered?
Rio Bank is headquartered at 701 E Expressway 83, Mcallen, TX 78501, according to FDIC records.
How many branches does Rio Bank have?
FDIC location data lists 24 offices for Rio Bank, all in Texas.
Who owns Rio Bank?
The FDIC lists RIO FINANCIAL SERVICES INC of Mcallen, TX as the top holding company for Rio Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.