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Citizens State Bank
✓ FDIC-insured · Active FDIC Certificate #10474
Citizens State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Lena, Illinois, established in 1880. As of the 06/30/2026 FDIC call report, it reported $453M in total assets and $407M in deposits. FDIC location data lists 5 offices in Illinois. The FDIC classifies it as a community bank. It is owned by the holding company FIRST LENA CORP (Lena, IL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of Citizens State Bank's FDIC-listed offices are in Illinois. Browse banks in Lena for other local options.
Branch locations
| Citizens State Bank Front Street Branch · Full Service - Brick And Mortar | 133 W Front Ave Stockton, IL 61085 Map ↗ |
| Citizens State Bank 301 Main Street Branch · Full Service - Brick And Mortar | 301 Main St Savanna, IL 61074 Map ↗ |
| Citizens State Bank Freeport Branch · Full Service - Brick And Mortar | 1525 S Forest Rd Freeport, IL 61032 Map ↗ |
| Citizens State Bank The Elizabeth State Bank Branch · Full Service - Brick And Mortar | 151 N Main St Elizabeth, IL 61028 Map ↗ |
| Citizens State Bank Citizens State Bank · Full Service - Brick And Mortar | 102 W Main St Lena, IL 61048 Map ↗ |
Holding company: FIRST LENA CORP
The FDIC lists FIRST LENA CORP, based in Lena, IL, as the top holding company for Citizens State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Illinois
Active FDIC-insured banks headquartered in Illinois with total assets closest to Citizens State Bank's $453M. See all banks in Illinois.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Stillman BancCorp N.A. | Stillman Valley | $646M | 6 |
| Legence Bank | Eldorado | $643M | 11 |
| Bank & Trust Company | Litchfield | $641M | 11 |
| TrustBank | Olney | $640M | 8 |
| The First National Bank of Carmi | Carmi | $622M | 12 |
| The Fairfield National Bank | Fairfield | $621M | 3 |
| Peoples National Bank of Kewanee | Kewanee | $588M | 10 |
| Washington Savings Bank | Effingham | $585M | 4 |
Citizens State Bank: common questions
Is Citizens State Bank FDIC-insured?
Yes. Citizens State Bank is an active FDIC-insured institution, FDIC Certificate #10474. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Citizens State Bank headquartered?
Citizens State Bank is headquartered at 102 W Main St, Lena, IL 61048, according to FDIC records.
How many branches does Citizens State Bank have?
FDIC location data lists 5 offices for Citizens State Bank, all in Illinois.
Who owns Citizens State Bank?
The FDIC lists FIRST LENA CORP of Lena, IL as the top holding company for Citizens State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.