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Citizens State Bank

✓ FDIC-insured · Active FDIC Certificate #2467

Citizens State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Cadott, Wisconsin, established in 1902. As of the 06/30/2026 FDIC call report, it reported $238M in total assets and $197M in deposits. FDIC location data lists 6 offices in Wisconsin. The FDIC classifies it as a community bank. It is owned by the holding company CITIZENS BCORP INC (Cadott, WI).

Total assets
$238M
Total deposits
$197M
Offices
6
Return on assets
1.21%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 6 of Citizens State Bank's FDIC-listed offices are in Wisconsin. Browse banks in Cadott for other local options.

Branch locations

Citizens State Bank
Citizens State Bank · Full Service - Brick And Mortar
304 N Main St
Cadott, WI 54727
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Citizens State Bank
Southridge Avenue Branch · Full Service - Brick And Mortar
505 S Main St
Cadott, WI 54727
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Citizens State Bank
Lake Wissota Branch · Full Service - Brick And Mortar
17153 County Highway J
Chippewa Falls, WI 54729
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Citizens State Bank
Prentice Branch · Full Service - Brick And Mortar
450 Center St
Prentice, WI 54556
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Citizens State Bank
Stratford Branch · Full Service - Brick And Mortar
212001 State Highway 97
Stratford, WI 54484
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Citizens State Bank
Cornell Branch · Full Service - Brick And Mortar
221 Bridge St
Cornell, WI 54732
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Holding company: CITIZENS BCORP INC

The FDIC lists CITIZENS BCORP INC, based in Cadott, WI, as the top holding company for Citizens State Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Wisconsin

Active FDIC-insured banks headquartered in Wisconsin with total assets closest to Citizens State Bank's $238M. See all banks in Wisconsin.

BankHQ cityAssetsOffices
First National Community BankNew Richmond$345M5
Citizens First BankViroqua$344M6
Cumberland Federal Bank, FSBCumberland$342M2
Bank of AlmaAlma$340M4
Clare Bank, National AssociationPlatteville$332M8
Northern State BankAshland$331M7
State Bank of NewburgNewburg$328M2
The Equitable Bank, S.S.B.Wauwatosa$327M6

Citizens State Bank: common questions

Is Citizens State Bank FDIC-insured?

Yes. Citizens State Bank is an active FDIC-insured institution, FDIC Certificate #2467. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Citizens State Bank headquartered?

Citizens State Bank is headquartered at 304 N Main St, Cadott, WI 54727, according to FDIC records.

How many branches does Citizens State Bank have?

FDIC location data lists 6 offices for Citizens State Bank, all in Wisconsin.

Who owns Citizens State Bank?

The FDIC lists CITIZENS BCORP INC of Cadott, WI as the top holding company for Citizens State Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.