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Crystal Lake Bank and Trust Company, National Association
✓ FDIC-insured · Active FDIC Certificate #34681
Crystal Lake Bank and Trust Company, National Association is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Crystal Lake, Illinois, established in 1997. As of the 06/30/2026 FDIC call report, it reported $2.3B in total assets and $1.9B in deposits. FDIC location data lists 6 offices in Illinois. It is owned by the holding company WINTRUST FINANCIAL CORP (Rosemont, IL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 6 of Crystal Lake Bank and Trust Company, National Association's FDIC-listed offices are in Illinois. Browse banks in Crystal Lake for other local options.
Branch locations
| Crystal Lake Bank and Trust Company, National Association Crystal Lake Branch · Limited Service - Drive Thru/Detached Facility | 27 North Main Street Crystal Lake, IL 60014 Map ↗ |
| Crystal Lake Bank and Trust Company, National Association Mchenry Bank And Trust Branch · Full Service - Brick And Mortar | 2205 N Richmond Rd Mchenry, IL 60051 Map ↗ |
| Crystal Lake Bank and Trust Company, National Association Cary Branch · Full Service - Brick And Mortar | 60 E Main St Cary, IL 60013 Map ↗ |
| Crystal Lake Bank and Trust Company, National Association Algonquin Bank Branch · Full Service - Brick And Mortar | 4049 W Algonquin Rd Algonquin, IL 60102 Map ↗ |
| Crystal Lake Bank and Trust Company, National Association Crystal Lake Branch · Full Service - Retail | 5100 Northwest Hwy Crystal Lake, IL 60014 Map ↗ |
| Crystal Lake Bank and Trust Company, National Association Crystal Lake Bank And Trust Company, National Association · Full Service - Brick And Mortar | 70 N Williams St Crystal Lake, IL 60014 Map ↗ |
Holding company: WINTRUST FINANCIAL CORP
The FDIC lists WINTRUST FINANCIAL CORP, based in Rosemont, IL, as the top holding company for Crystal Lake Bank and Trust Company, National Association. It also owns 15 FDIC-insured banks:
- Wintrust Bank, National Association, Chicago, IL ($9.6B in assets)
- Lake Forest Bank & Trust Company, National Association, Lake Forest, IL ($9.3B in assets)
- Hinsdale Bank & Trust Company, National Association, Hinsdale, IL ($6.8B in assets)
- Northbrook Bank and Trust Company, National Association, Northbrook, IL ($6.4B in assets)
- Barrington Bank & Trust Company, National Association, Barrington, IL ($5.2B in assets)
- Wheaton Bank & Trust, National Association, Wheaton, IL ($4.8B in assets)
- Town Bank, National Association, Hartland, WI ($4.7B in assets)
- Macatawa Bank, National Association, Holland, MI ($3.7B in assets)
- St. Charles Bank & Trust Company, National Association, Saint Charles, IL ($3.7B in assets)
- Village Bank and Trust, National Association, Arlington Heights, IL ($3.6B in assets)
- Old Plank Trail Community Bank, National Association, New Lenox, IL ($3.5B in assets)
- Libertyville Bank & Trust Company, National Association, Libertyville, IL ($3.3B in assets)
- State Bank of the Lakes, National Association, Antioch, IL ($2.8B in assets)
- Beverly Bank & Trust Company, National Association, Chicago, IL ($2.7B in assets)
- Schaumburg Bank & Trust Company, National Association, Schaumburg, IL ($2.6B in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Illinois
Active FDIC-insured banks headquartered in Illinois with total assets closest to Crystal Lake Bank and Trust Company, National Association's $2.3B. See all banks in Illinois.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Republic Bank of Chicago | Oak Brook | $2.6B | 20 |
| Schaumburg Bank & Trust Company, National Association | Schaumburg | $2.6B | 7 |
| First Bank Chicago | Highland Park | $2.2B | 4 |
| Marquette Bank | Chicago | $2.1B | 22 |
| Peoples National Bank , N.A. | Mount Vernon | $2.1B | 24 |
| American Commercial Bank & Trust, National Association | Ottawa | $2.1B | 12 |
| Blackhawk Bank & Trust | Milan | $2.0B | 20 |
| Bank of Springfield | Springfield | $2.0B | 18 |
Crystal Lake Bank and Trust Company, National Association: common questions
Is Crystal Lake Bank and Trust Company, National Association FDIC-insured?
Yes. Crystal Lake Bank and Trust Company, National Association is an active FDIC-insured institution, FDIC Certificate #34681. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Crystal Lake Bank and Trust Company, National Association headquartered?
Crystal Lake Bank and Trust Company, National Association is headquartered at 70 N Williams St, Crystal Lake, IL 60014, according to FDIC records.
How many branches does Crystal Lake Bank and Trust Company, National Association have?
FDIC location data lists 6 offices for Crystal Lake Bank and Trust Company, National Association, all in Illinois.
Who owns Crystal Lake Bank and Trust Company, National Association?
The FDIC lists WINTRUST FINANCIAL CORP of Rosemont, IL as the top holding company for Crystal Lake Bank and Trust Company, National Association. The same holding company owns 15 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.