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St. Charles Bank & Trust Company, National Association
✓ FDIC-insured · Active FDIC Certificate #27052
St. Charles Bank & Trust Company, National Association is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Saint Charles, Illinois, established in 1987. As of the 06/30/2026 FDIC call report, it reported $3.7B in total assets and $3.1B in deposits. FDIC location data lists 10 offices in Illinois. It is owned by the holding company WINTRUST FINANCIAL CORP (Rosemont, IL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 10 of St. Charles Bank & Trust Company, National Association's FDIC-listed offices are in Illinois. Browse banks in Saint Charles for other local options.
Branch locations
| St. Charles Bank & Trust Company, National Association Elgin Branch · Full Service - Brick And Mortar | 1001 S Randall Rd Elgin, IL 60123 Map ↗ |
| St. Charles Bank & Trust Company, National Association Summit Branch · Full Service - Brick And Mortar | 445 Summit St Elgin, IL 60120 Map ↗ |
| St. Charles Bank & Trust Company, National Association Tyler Creek Plaza Banking Center · Full Service - Brick And Mortar | 50 Tyler Creek Plz Elgin, IL 60123 Map ↗ |
| St. Charles Bank & Trust Company, National Association St. Charles Bank & Trust Company, National Association · Full Service - Brick And Mortar | 411 W Main St Saint Charles, IL 60174 Map ↗ |
| St. Charles Bank & Trust Company, National Association Foxfield Office Branch · Full Service - Brick And Mortar | 2825 Foxfield Rd Saint Charles, IL 60174 Map ↗ |
| St. Charles Bank & Trust Company, National Association Geneva Bank And Trust Branch · Full Service - Brick And Mortar | 514 W State St Geneva, IL 60134 Map ↗ |
| St. Charles Bank & Trust Company, National Association Aurora Branch · Full Service - Brick And Mortar | 2287 W Galena Blvd Aurora, IL 60506 Map ↗ |
| St. Charles Bank & Trust Company, National Association Rockford Bank & Trust Branch · Full Service - Brick And Mortar | 1825 N Perryville Rd Rockford, IL 61107 Map ↗ |
| St. Charles Bank & Trust Company, National Association Rockford Community Bank, A Branch Of St. Charles Bank And Trust Company, N.A. · Full Service - Brick And Mortar | 2219 E State St Rockford, IL 61104 Map ↗ |
| St. Charles Bank & Trust Company, National Association Machesney Park Branch · Full Service - Brick And Mortar | 7005 N. Perryville Road Machesney Park, IL 61115 Map ↗ |
Holding company: WINTRUST FINANCIAL CORP
The FDIC lists WINTRUST FINANCIAL CORP, based in Rosemont, IL, as the top holding company for St. Charles Bank & Trust Company, National Association. It also owns 15 FDIC-insured banks:
- Wintrust Bank, National Association, Chicago, IL ($9.6B in assets)
- Lake Forest Bank & Trust Company, National Association, Lake Forest, IL ($9.3B in assets)
- Hinsdale Bank & Trust Company, National Association, Hinsdale, IL ($6.8B in assets)
- Northbrook Bank and Trust Company, National Association, Northbrook, IL ($6.4B in assets)
- Barrington Bank & Trust Company, National Association, Barrington, IL ($5.2B in assets)
- Wheaton Bank & Trust, National Association, Wheaton, IL ($4.8B in assets)
- Town Bank, National Association, Hartland, WI ($4.7B in assets)
- Macatawa Bank, National Association, Holland, MI ($3.7B in assets)
- Village Bank and Trust, National Association, Arlington Heights, IL ($3.6B in assets)
- Old Plank Trail Community Bank, National Association, New Lenox, IL ($3.5B in assets)
- Libertyville Bank & Trust Company, National Association, Libertyville, IL ($3.3B in assets)
- State Bank of the Lakes, National Association, Antioch, IL ($2.8B in assets)
- Beverly Bank & Trust Company, National Association, Chicago, IL ($2.7B in assets)
- Schaumburg Bank & Trust Company, National Association, Schaumburg, IL ($2.6B in assets)
- Crystal Lake Bank and Trust Company, National Association, Crystal Lake, IL ($2.3B in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Illinois
Active FDIC-insured banks headquartered in Illinois with total assets closest to St. Charles Bank & Trust Company, National Association's $3.7B. See all banks in Illinois.
St. Charles Bank & Trust Company, National Association: common questions
Is St. Charles Bank & Trust Company, National Association FDIC-insured?
Yes. St. Charles Bank & Trust Company, National Association is an active FDIC-insured institution, FDIC Certificate #27052. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is St. Charles Bank & Trust Company, National Association headquartered?
St. Charles Bank & Trust Company, National Association is headquartered at 411 W Main St, Saint Charles, IL 60174, according to FDIC records.
How many branches does St. Charles Bank & Trust Company, National Association have?
FDIC location data lists 10 offices for St. Charles Bank & Trust Company, National Association, all in Illinois.
Who owns St. Charles Bank & Trust Company, National Association?
The FDIC lists WINTRUST FINANCIAL CORP of Rosemont, IL as the top holding company for St. Charles Bank & Trust Company, National Association. The same holding company owns 15 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.