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Dream First Bank, National Association

✓ FDIC-insured · Active FDIC Certificate #4779

Dream First Bank, National Association is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Syracuse, Kansas, established in 1906. As of the 06/30/2026 FDIC call report, it reported $964M in total assets and $850M in deposits. FDIC location data lists 13 offices across 2 states and territories, with the most in Kansas (9). The FDIC classifies it as a community bank. It is owned by the holding company LEGACY FINANCIAL INC (Johnson, KS).

Total assets
$964M
Total deposits
$850M
Offices
13
Return on assets
1.07%

Financial data as of the 06/30/2026 FDIC call report.

Branches by state

Dream First Bank, National Association has offices in 2 states and territories. Counts come from the FDIC's institution location records.

StateOfficesShare
Kansas969.2%
Oklahoma430.8%

Branch locations

Dream First Bank, National Association
Attica Branch · Full Service - Brick And Mortar
114 N Main St
Attica, KS 67009
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Dream First Bank, National Association
Ulysses Branch · Full Service - Brick And Mortar
1100 W Oklahoma Ave
Ulysses, KS 67880
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Dream First Bank, National Association
Johnson Branch · Full Service - Brick And Mortar
509 N Main St
Johnson, KS 67855
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Dream First Bank, National Association
Lakin Branch · Full Service - Brick And Mortar
300 E Santa Fe Trail Blvd
Lakin, KS 67860
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Dream First Bank, National Association
Dream First Bank, National Association · Full Service - Brick And Mortar
11 N Main St
Syracuse, KS 67878
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Dream First Bank, National Association
Elkhart Branch · Full Service - Brick And Mortar
601 Morton St
Elkhart, KS 67950
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Dream First Bank, National Association
Garden City Branch · Full Service - Brick And Mortar
908 N Main St
Garden City, KS 67846
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Dream First Bank, National Association
Garden City East Branch · Full Service - Brick And Mortar
1250 Mccoy Dr
Garden City, KS 67846
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Dream First Bank, National Association
Hugoton Branch · Full Service - Brick And Mortar
627 S Main St
Hugoton, KS 67951
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Dream First Bank, National Association
Woodward Branch · Full Service - Brick And Mortar
2519 Williams Ave
Woodward, OK 73801
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Dream First Bank, National Association
Alva Branch · Full Service - Brick And Mortar
604 Flynn St
Alva, OK 73717
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Dream First Bank, National Association
Enid Branch · Full Service - Brick And Mortar
300 W Randolph Ave
Enid, OK 73701
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Dream First Bank, National Association
Cherokee Branch · Full Service - Brick And Mortar
105 N Grand Ave
Cherokee, OK 73728
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Holding company: LEGACY FINANCIAL INC

The FDIC lists LEGACY FINANCIAL INC, based in Johnson, KS, as the top holding company for Dream First Bank, National Association. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kansas

Active FDIC-insured banks headquartered in Kansas with total assets closest to Dream First Bank, National Association's $964M. See all banks in Kansas.

BankHQ cityAssetsOffices
Bank of LaborOverland Park$1.1B6
Farmers Bank & TrustGreat Bend$1.1B9
GNBank, National AssociationGirard$1.1B15
Security State BankScott City$1.0B5
United Bank & TrustMarysville$893M16
Legacy BankColwich$865M10
Community National BankSeneca$853M6
First Option BankOsawatomie$818M10

Dream First Bank, National Association: common questions

Is Dream First Bank, National Association FDIC-insured?

Yes. Dream First Bank, National Association is an active FDIC-insured institution, FDIC Certificate #4779. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Dream First Bank, National Association headquartered?

Dream First Bank, National Association is headquartered at 11 N Main St, Syracuse, KS 67878, according to FDIC records.

How many branches does Dream First Bank, National Association have?

FDIC location data lists 13 offices for Dream First Bank, National Association in 2 states and territories. The most are in Kansas (9), followed by Oklahoma (4).

Who owns Dream First Bank, National Association?

The FDIC lists LEGACY FINANCIAL INC of Johnson, KS as the top holding company for Dream First Bank, National Association.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.