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First Option Bank
✓ FDIC-insured · Active FDIC Certificate #4746
First Option Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Osawatomie, Kansas, established in 1923. As of the 06/30/2026 FDIC call report, it reported $818M in total assets and $722M in deposits. FDIC location data lists 10 offices across 2 states and territories, with the most in Kansas (9). The FDIC classifies it as a community bank. It is owned by the holding company OSAWATOMIE AGENCY INC THE (Osawatomie, KS).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
First Option Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Kansas | 9 | 90.0% |
| Missouri | 1 | 10.0% |
Branch locations
| First Option Bank Paola Branch · Full Service - Brick And Mortar | 702 Baptiste Dr Paola, KS 66071 Map ↗ |
| First Option Bank Horton Branch · Full Service - Brick And Mortar | 1505 Central Ave Horton, KS 66439 Map ↗ |
| First Option Bank Elwood Branch · Full Service - Brick And Mortar | 209 Roseport Roadelwood Elwood, KS 66024 Map ↗ |
| First Option Bank First Option Bank · Full Service - Brick And Mortar | 601 Main St Osawatomie, KS 66064 Map ↗ |
| First Option Bank 1st Bank Of Troy Branch · Full Service - Brick And Mortar | 212 S Main St Troy, KS 66087 Map ↗ |
| First Option Bank Lacygne Branch · Full Service - Brick And Mortar | 506 E Market St Lacygne, KS 66040 Map ↗ |
| First Option Bank Louisburg Branch · Full Service - Brick And Mortar | 103 Broadway Louisburg, KS 66053 Map ↗ |
| First Option Bank 21101 W. 223rd St. Branch · Full Service - Brick And Mortar | 21101 W 223rd St Spring Hill, KS 66083 Map ↗ |
| First Option Bank Overland Park Branch · Full Service - Brick And Mortar | 7300 West 159th Street Overland Park, KS 66223 Map ↗ |
| First Option Bank Saint Joseph Branch · Full Service - Brick And Mortar | 3702 Faraon St Saint Joseph, MO 64506 Map ↗ |
Holding company: OSAWATOMIE AGENCY INC THE
The FDIC lists OSAWATOMIE AGENCY INC THE, based in Osawatomie, KS, as the top holding company for First Option Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Kansas
Active FDIC-insured banks headquartered in Kansas with total assets closest to First Option Bank's $818M. See all banks in Kansas.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Dream First Bank, National Association | Syracuse | $964M | 13 |
| United Bank & Trust | Marysville | $893M | 16 |
| Legacy Bank | Colwich | $865M | 10 |
| Community National Bank | Seneca | $853M | 6 |
| The Western State Bank | Garden City | $802M | 9 |
| Union State Bank | Arkansas City | $719M | 12 |
| Farmers & Merchants Bank of Colby | Colby | $651M | 5 |
| Outdoor Bank | Manhattan | $649M | 11 |
First Option Bank: common questions
Is First Option Bank FDIC-insured?
Yes. First Option Bank is an active FDIC-insured institution, FDIC Certificate #4746. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Option Bank headquartered?
First Option Bank is headquartered at 601 Main St, Osawatomie, KS 66064, according to FDIC records.
How many branches does First Option Bank have?
FDIC location data lists 10 offices for First Option Bank in 2 states and territories. The most are in Kansas (9), followed by Missouri (1).
Who owns First Option Bank?
The FDIC lists OSAWATOMIE AGENCY INC THE of Osawatomie, KS as the top holding company for First Option Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.