Home › Alabama › Farmers and Merchants Bank

Farmers and Merchants Bank

✓ FDIC-insured · Active FDIC Certificate #13887

Farmers and Merchants Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Lafayette, Alabama, established in 1934. As of the 06/30/2026 FDIC call report, it reported $308M in total assets and $277M in deposits. FDIC location data lists 3 offices in Alabama. The FDIC classifies it as a community bank. It is owned by the holding company FARMERS & MERCHANTS BANCSHARES (Lafayette, AL).

Total assets
$308M
Total deposits
$277M
Offices
3
Return on assets
1.08%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 3 of Farmers and Merchants Bank's FDIC-listed offices are in Alabama. Browse banks in Lafayette for other local options.

Branch locations

Farmers and Merchants Bank
Cusseta Roads Branch · Full Service - Brick And Mortar
2838 S Phillips Rd
Lanett, AL 36863
Map ↗
Farmers and Merchants Bank
Dadeville Branch · Full Service - Brick And Mortar
216 S Broadnax St
Dadeville, AL 36853
Map ↗
Farmers and Merchants Bank
Farmers And Merchants Bank · Full Service - Brick And Mortar
2 1st St Ne
Lafayette, AL 36862
Map ↗

Holding company: FARMERS & MERCHANTS BANCSHARES

The FDIC lists FARMERS & MERCHANTS BANCSHARES, based in Lafayette, AL, as the top holding company for Farmers and Merchants Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Alabama

Active FDIC-insured banks headquartered in Alabama with total assets closest to Farmers and Merchants Bank's $308M. See all banks in Alabama.

BankHQ cityAssetsOffices
AmeriFirst BankMontgomery$364M6
First State Bank of DeKalb CountyFort Payne$354M5
FirstState BankLineville$349M3
Phenix-Girard BankPhenix City$342M4
Farmers and Merchants BankPiedmont$309M5
The Citizens Bank of WinfieldWinfield$301M1
22nd State Banking CompanyMobile$292M4
HNB First BankHeadland$282M4

Farmers and Merchants Bank: common questions

Is Farmers and Merchants Bank FDIC-insured?

Yes. Farmers and Merchants Bank is an active FDIC-insured institution, FDIC Certificate #13887. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Farmers and Merchants Bank headquartered?

Farmers and Merchants Bank is headquartered at 2 1st St Ne, Lafayette, AL 36862, according to FDIC records.

How many branches does Farmers and Merchants Bank have?

FDIC location data lists 3 offices for Farmers and Merchants Bank, all in Alabama.

Who owns Farmers and Merchants Bank?

The FDIC lists FARMERS & MERCHANTS BANCSHARES of Lafayette, AL as the top holding company for Farmers and Merchants Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.