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Farmers and Merchants Bank
✓ FDIC-insured · Active FDIC Certificate #1735
Farmers and Merchants Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Piedmont, Alabama, established in 1915. As of the 06/30/2026 FDIC call report, it reported $309M in total assets and $269M in deposits. FDIC location data lists 5 offices in Alabama. The FDIC classifies it as a community bank. It is owned by the holding company F & M FINANCIAL CORP (Piedmont, AL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of Farmers and Merchants Bank's FDIC-listed offices are in Alabama. Browse banks in Piedmont for other local options.
Branch locations
| Farmers and Merchants Bank Farmers And Merchants Bank · Full Service - Brick And Mortar | 112 E Ladiga St Piedmont, AL 36272 Map ↗ |
| Farmers and Merchants Bank Anniston Branch · Full Service - Brick And Mortar | 1429 Quintard Ave Anniston, AL 36201 Map ↗ |
| Farmers and Merchants Bank Jacksonville Branch · Full Service - Brick And Mortar | 1130 Pelham Rd S Jacksonville, AL 36265 Map ↗ |
| Farmers and Merchants Bank Oxford Branch · Full Service - Brick And Mortar | 35 Ali Way Oxford, AL 36203 Map ↗ |
| Farmers and Merchants Bank Centre Branch · Full Service - Brick And Mortar | 1225 Chesnut Byp Centre, AL 35960 Map ↗ |
Holding company: F & M FINANCIAL CORP
The FDIC lists F & M FINANCIAL CORP, based in Piedmont, AL, as the top holding company for Farmers and Merchants Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Alabama
Active FDIC-insured banks headquartered in Alabama with total assets closest to Farmers and Merchants Bank's $309M. See all banks in Alabama.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| AmeriFirst Bank | Montgomery | $364M | 6 |
| First State Bank of DeKalb County | Fort Payne | $354M | 5 |
| FirstState Bank | Lineville | $349M | 3 |
| Phenix-Girard Bank | Phenix City | $342M | 4 |
| Farmers and Merchants Bank | Lafayette | $308M | 3 |
| The Citizens Bank of Winfield | Winfield | $301M | 1 |
| 22nd State Banking Company | Mobile | $292M | 4 |
| HNB First Bank | Headland | $282M | 4 |
Farmers and Merchants Bank: common questions
Is Farmers and Merchants Bank FDIC-insured?
Yes. Farmers and Merchants Bank is an active FDIC-insured institution, FDIC Certificate #1735. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Farmers and Merchants Bank headquartered?
Farmers and Merchants Bank is headquartered at 112 E Ladiga St, Piedmont, AL 36272, according to FDIC records.
How many branches does Farmers and Merchants Bank have?
FDIC location data lists 5 offices for Farmers and Merchants Bank, all in Alabama.
Who owns Farmers and Merchants Bank?
The FDIC lists F & M FINANCIAL CORP of Piedmont, AL as the top holding company for Farmers and Merchants Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.